States · Indiana · Carroll County

Cutler, Indiana.

Typical home $307,833 (+9.4% in a year). Lafayette-West Lafayette, IN metro.

What it costs per month · Cutler $1,616/mo

to buy the typical home at today's mortgage rate — +$990 (+158%) since Jan 2020.

What the home itself did
1 year
Up $26,356 +9%
$281,477$307,833 since Sep 2025
5 years
Up $97,908 +47%
$209,925$307,833 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Cutler $1,616 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Cutler$1,616
  • Indiana$1,350
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in Cutler, IN rose 9.4% over the past year — faster than the nation's +1.2%.

Living in Cutler, Carroll County, Indiana

Cutler is in Carroll County. Half its households earn more than $18,322 a year and half less, against $65,645 across Carroll County. Unemployment in Carroll County was 3.0% in August 2026, and the county had 1.7% more jobs in 2025 than the year before. The most people in Carroll County work in schools and health care, then manufacturing.

People The Census does not count Cutler on its own.
Household income $18,322 the median, give or take $1,863 · Carroll County: $65,645
Unemployment 3.0% Carroll County, August 2026; 3.4% a year before
Homes Too few homes in Cutler for the Census survey to measure.

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cutler is a small community in Carroll County, Indiana, where household incomes sit well below the county's as a whole. Winters are cold and snowy, with more snow than many parts of the country see, and summers are warm. Rain and melted snow fall steadily through the year, so the seasons are easy to feel.

Work. Many residents work in schools, hospitals and social care, in manufacturing, in the building trades, and in local shops. Across the county, the number of jobs has grown slightly over the past year.

Things to do. The Tippecanoe River is a river a longer drive away, good for a day outdoors. Prophetstown State Park, also a longer drive away, is a protected area of open land. Fort Ouiatenon, a historic fort site, and the Haan Mansion Museum of Indiana Art, a museum, are both a longer drive away.

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What people in Carroll County work in

  • Schools, hospitals and social care24%
  • Manufacturing22%
  • Building trades10%
  • Shops (retail)8%
  • Professional and business services7%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Carroll County had 5,657 jobs in 2025, 1.7% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 32° and 16°; warmest in July, 83° and 62° 20° 40° 60° 80° J 32° 16° F M A M J J 83° 62° A S O N D
Average daily high and low for each month: coldest in January, 32° and 16°; warmest in July, 83° and 62° 20° 40° 60° 80° J 32° 16° F M A M J J 83° 62° A S O N D

Coldest in January, with highs near 32° and lows near 16°; warmest in July, with highs near 83° and lows near 62°. About 25 inches of snow and 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Young America weather station, 11 miles away (NOAA).

Largest workplaces in Carroll County

  1. Indiana Packers Corporation - DelphiPork carcasses, half carcasses, and primal and sub-primal cuts produced in slaughtering plants3,055
  2. Delphi Community School CorpSchool district225FTE
  3. Carroll Consolidated School CorpSchool district149FTE
  4. QSIJanitorial services96
  5. Trilogy Health ServicesNursing care facilities skilled nursing facilities92
  6. F&K ConstructionExcavation58
  7. The AndersonsCat litter manufacturing34
  8. TRULAND EquipmentPlanting machinery and equipment, farm-type, merchant wholesalers26

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 3,452 people in all across the county; Cutler has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

FEMA rates every natural hazard here relatively low or very low.

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Carroll County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carroll County and the Lafayette-West Lafayette, IN metro.

Cutler home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Cutler $307,833 Indiana $257,165 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Cutler$307,833
  • Indiana$257,165
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Cutler address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cutler — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Cutler