Cypress, Texas.
Typical home $399,897 (-1.3% in a year), asking rent $2,013 (+0.2%). Houston-The Woodlands-Sugar Land, TX metro.
to buy the typical home at today's mortgage rate — +$1,061 (+102%) since Jan 2020.
- 1 year
- Down $5,102 -1%
- $405,000$399,897 since Sep 2025
- 5 years
- Up $51,906 +15%
- $347,991$399,897 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cypress$2,099
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 25 years.
Typical home values in Cypress, TX fell 1.3% over the past year — slower than the nation's +1.2%.
Asking rents in Cypress, TX rose 0.2% over the past year — slower than the nation's +2.7%.
Owning the typical home in Cypress runs $1,055/mo more than renting one. The gap peaked at $1,248 in Oct 2023.
That is $3,068 a month against $2,013 rent: a $2,099 mortgage payment, plus $541 property tax and $428 insurance & upkeep.
Owning vs renting — Cypress
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,068
- Renting$2,013
- Mortgage only$2,099
Property tax · $541/mo 1.62% of value a year — the ACS 2020-2024 median bill over the median home value for Harris County, TX
Insurance & upkeep · $428/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Cypress, Harris County, Texas
The Census does not count Cypress on its own, so the figures here are Harris County's. Half the county's households earn more than $74,983 a year and half less; 16% of the county's people live below the poverty line. 55% of the county's homes are lived in by their owners and 45% are rented. Unemployment in Harris County was 5.0% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most people in Harris County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cypress is a community in Harris County, Texas, on the northwest side of the Houston area. Summers are hot and winters are mild, with cold snaps only now and then. Rain falls often, and the area gets a good deal of it over the year.
Work. Many residents work in schools, hospitals and social care, or in professional and business services. Shops, retail and the building trades also employ many people here. Unemployment has stayed level over the past year, and the number of jobs in the county edged up.
Things to do. For a day out, the Museum of Fine Arts, Houston is a museum a longer drive away, and the Houston Zoo is a zoo a longer drive away. The Rothko Chapel, another museum a longer drive away, is a quiet place to visit.
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- 1,757,164households
- 34.6median age
- 34%of adults have a degree
- 16%below the poverty line
- 29 mintypical commute
- 13%work from home
What people in Harris County work in
Employed residents by industry, from the Census survey. Harris County had 2,458,604 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 63° and lows near 43°; warmest in August, with highs near 95° and lows near 74°. About 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Houston Hooks Mem Airport weather station, 11 miles away (NOAA).
Largest workplaces in Harris County
- Houston ISDSchool district26,065FTE
- UT MD Anderson Cancer CenterGeneral hospital23,843FTE
- Cypress-fairbanks ISDSchool district16,333FTE
- The University of Texas Health Science Center at HoustonUniversity or college12,857
- Texas Children's HospitalChildren's hospital12,133FTE
- Baylor College of MedicineUniversity or college9,951
- Harris Health SystemGeneral hospital9,618FTE
- Aldine ISDSchool district9,207FTE
School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesVery high
- Inland floodingVery high
- TornadoesVery high
- Cold wavesVery high
- LightningVery high
- Heat wavesVery high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Harris County, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Harris County and the Houston-The Woodlands-Sugar Land, TX metro.
Cypress home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cypress$399,897
- Texas$296,424
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Cypress listings, and the typical home goes pending in 45 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cypress35.62%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Cypress45
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cypress1,242
New listings per month
Sellers arriving at the market.
- Cypress273
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Cypress$408,842
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Cypress97.82%
Zip codes with a Cypress address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cypress — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Cypress
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 77433 | Cypress | 116,550 | $1,964 | $422,856 |
| 77429 | Cypress | 96,334 | $1,862 | $373,727 |