Dade City, Florida.
Typical home $333,881 (-1.6% in a year), asking rent $1,676 (+1.5%). Tampa-St. Petersburg-Clearwater, FL metro.
to buy the typical home at today's mortgage rate — +$961 (+121%) since Jan 2020.
- 1 year
- Down $5,533 -2%
- $339,414$333,881 since Sep 2025
- 5 years
- Up $49,300 +17%
- $284,581$333,881 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Dade City$1,752
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Dade City, FL fell 1.6% over the past year — slower than the nation's +1.2%.
Asking rents in Dade City, FL rose 1.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Dade City runs $638/mo more than renting one. The gap peaked at $819 in Feb 2025.
That is $2,314 a month against $1,676 rent: a $1,752 mortgage payment, plus $204 property tax and $357 insurance & upkeep.
Owning vs renting — Dade City
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,314
- Renting$1,676
- Mortgage only$1,752
Property tax · $204/mo 0.73% of value a year — the ACS 2020-2024 median bill over the median home value for Pasco County, FL
Insurance & upkeep · $357/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Dade City, Pasco County, Florida
Dade City is a city of 7,275 people in Pasco County. Half its households earn more than $70,107 a year and half less, against $70,492 across Pasco County; 11% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Pasco County was 5.0% in August 2026, and the county had 3.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Dade City is a small city in Pasco County, with a median age a little below the middle years and incomes just under the county's. Most homes are lived in by their owners, though the city has a good number of renters too, and a four-year degree is held by a minority of adults. Winters are mild and summers are hot, with little or no snow and plenty of rain across the year.
Work. Many residents work in schools, hospitals and social care, followed by the building trades and shops. Among the largest workplaces in Dade City are AdventHealth Dade City, Health Services Management and Winn-Dixie Stores. Commutes tend to be long, and few people work from home.
Things to do. The Pioneer Florida Museum and Village is in or beside town, and Colt Creek State Park, a protected natural area, is a short drive away. A longer drive leads to Busch Gardens Tampa, a zoo and amusement park, and to Hillsborough River State Park, a protected area along the river.
Report a mistake
- 2,887households
- 26%of adults have a degree
- 11%below the poverty line
- 35 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Pasco County had 150,334 jobs in 2025, 3.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 70° and lows near 49°; warmest in July, with highs near 90° and lows near 73°. About 53 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Saint Leo weather station, 4 miles away (NOAA).
Largest workplaces in Dade City
- Adventhealth Dade CityGeneral hospital476FTE
- Health Services ManagementSkilled nursing facilities165
- Elevated Estates EdwinolaCongregate living facility ca73
- Winn-Dixie Stores, Inc.Supermarket62
- Agri-feedFeed dealer48
- Dade CityMail and parcel delivery45
- Social Security AdministrationFederal government26
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 872 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively high
- TornadoesRelatively high
- WildfireRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Dade City’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pasco County and the Tampa-St. Petersburg-Clearwater, FL metro.
Dade City home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Dade City$333,881
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 3 Dade City listings, and the typical home goes pending in 49 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Dade City29.45%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Dade City49
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Dade City149
New listings per month
Sellers arriving at the market.
- Dade City32
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Dade City$331,762
- United States$371,407
Zip codes with a Dade City address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Dade City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Dade City
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 33525 | Dade City | 21,077 | $1,631 | $343,940 |
| 33523 | Dade City | 19,435 | $1,994 | $258,333 |