Dana Point, California.
Typical home $1,773,166 (+6.8% in a year), asking rent $4,323 (+6.4%). Los Angeles-Long Beach-Anaheim, CA metro.
to buy the typical home at today's mortgage rate — +$5,791 (+165%) since Jan 2020.
- 1 year
- Up $112,421 +7%
- $1,660,745$1,773,166 since Sep 2025
- 5 years
- Up $549,546 +45%
- $1,223,620$1,773,166 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Dana Point$9,307
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Dana Point, CA rose 6.8% over the past year — faster than the nation's +1.2%.
Asking rents in Dana Point, CA rose 6.4% over the past year — faster than the nation's +2.7%.
Owning the typical home in Dana Point runs $7,854/mo more than renting one — the widest that gap has been in this data.
That is $12,177 a month against $4,323 rent: a $9,307 mortgage payment, plus $972 property tax and $1,898 insurance & upkeep.
Owning vs renting — Dana Point
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$12,177
- Renting$4,323
- Mortgage only$9,307
Property tax · $972/mo 0.66% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, CA
Insurance & upkeep · $1,898/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Dana Point, Orange County, California
Dana Point is a city of 33,107 people in Orange County. Half its households earn more than $141,520 a year and half less, against $116,289 across Orange County; 7% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Dana Point was 4.1% in August 2026, and Orange County had 0.1% more jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Dana Point is a coastal city whose residents are older than in most of the country, with incomes well above the county's and fewer households living below the poverty line than you might expect for a seaside town. Most homes are lived in by their owners, and both buying and renting cost a great deal. A large share of adults hold a four-year degree, and winters are mild, summers warm, and rain is scarce, with little or no snow.
Work. Residents work mainly in professional and business services, in schools, hospitals and social care, in manufacturing, and in shops. The largest workplaces in town are hotels and resorts, among them the Waldorf Astoria Monarch Beach Resort and The Ritz Carlton Laguna Niguel, along with Costco Wholesale. Many people work from home, and the typical commute is a moderate one.
Things to do. Doheny State Beach, Salt Creek Beach Park and the Ocean Institute, a museum, are all in or beside town, and San Juan Creek also runs through it. A short drive away are the Laguna Art Museum and Laguna Niguel Lake, a reservoir. For a bigger outing, Disneyland is a longer drive.
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- 13,860households
- 57%of adults have a degree
- 7%below the poverty line
- 30 mintypical commute
- 32%work from home
What residents work in
Employed residents by industry, from the Census survey. Orange County had 1,663,220 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 67° and lows near 44°; warmest in August, with highs near 81° and lows near 61°. About 13 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Laguna Beach weather station, 7 miles away (NOAA).
Largest workplaces in Dana Point
- Hilton Worldwide Holdings, Inc.Hotels684
- The Ritz Carlton Laguna NiguelHotel management services500
- Costco WholesaleWholesale grocer345
- Laguna Cliffs MarriottResort hotels without casinos341
- Truly PizzaPizzerias, full service111
- Ralphs Grocery CompanySupermarkets and other grocery except convenience stores89
- Gelsons MarketsFood stores86
- Hilton Grand Vacation Inc. RIVERIA BEACH AND SHORES HVC74
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 18 workplaces with 20 or more staff, 2,676 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- EarthquakesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Dana Point’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Orange County and the Los Angeles-Long Beach-Anaheim, CA metro.
Dana Point home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Dana Point$1,773,166
- California$761,538
- United States$366,157
Sellers are cutting prices on about 1 in 4 Dana Point listings, and the typical home goes pending in 26 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Dana Point23.04%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Dana Point26
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Dana Point119
New listings per month
Sellers arriving at the market.
- Dana Point38
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Dana Point$1,810,593
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Dana Point98.58%
Zip codes with a Dana Point address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Dana Point — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Dana Point
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 92629 | Dana Point | 25,579 | $4,234 | $1,790,155 |
| 92624 | Capistrano Beach | 7,211 | $4,652 | $1,704,699 |