De Soto, Missouri.
Typical home $248,296 (+5.9% in a year). St. Louis, MO-IL metro.
to buy the typical home at today's mortgage rate — +$705 (+118%) since Jan 2020.
- 1 year
- Up $13,883 +6%
- $234,413$248,296 since Sep 2025
- 5 years
- Up $52,503 +27%
- $195,793$248,296 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- De Soto$1,303
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in De Soto, MO rose 5.9% over the past year — faster than the nation's +1.2%.
Living in De Soto, Jefferson County, Missouri
De Soto is a city of 6,449 people in Jefferson County. Half its households earn more than $52,500 a year and half less, against $82,851 across Jefferson County; 13% of its people live below the poverty line. 58% of its homes are lived in by their owners and 42% are rented. Unemployment in Jefferson County was 3.6% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. De Soto is a small city in Jefferson County, Missouri, where most homes are lived in by their owners. Household incomes here run well below the county's, and few adults hold a four-year degree. Winters are cold, with a modest amount of snow, and summers turn hot, with rain spread through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, the building trades, and professional and business services close behind. Among the larger workplaces in De Soto are the Desoto 73 Schools district, Walmart and Haake Manufacturing Co. Many people have a long drive to work, and a share of residents work from home.
Things to do. Washington State Park, a protected area, is a short drive away, and so are Buck Creek and McMullen Branch, which are small waterways. For a longer outing, Mid America Adventure is an amusement park a longer drive away, and the Meramec River is also a longer drive.
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- 2,606households
- 12%of adults have a degree
- 13%below the poverty line
- 36 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Jefferson County had 49,584 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 22°; warmest in July, with highs near 88° and lows near 67°. About 9 inches of snow and 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Festus weather station, 11 miles away (NOAA).
Largest workplaces in De Soto
- Desoto 73 SchoolsSchool district376FTE
- WalmartWarehouse clubs and supercenters360
- Haake Manufacturing CoStampings, metal, unfinished, manufacturing83
- Stonebridge Senior Liiving - DesotoConvalescent homes or convalescent hospitals73
- Sheet Metal ContractorsPumping system, water, installation65
- De SotoMail and parcel delivery29
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 610 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- TornadoesVery high
- HailRelatively high
- LightningRelatively high
- EarthquakesRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in De Soto’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jefferson County and the St. Louis, MO-IL metro.
De Soto home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- De Soto$248,296
- Missouri$265,387
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 De Soto listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- De Soto26.33%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- De Soto56
New listings per month
Sellers arriving at the market.
- De Soto22
Median sale price
What buyers actually paid — closed sales, not asking prices.
- De Soto$223,339
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
Not enough data to draw this yet.
Zip codes with a De Soto address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls De Soto — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.