States · Texas · Clay County

Dean, Texas.

. Wichita Falls, TX metro.

What it costs per month · Dean $1,556/mo

to buy the typical home at today's mortgage rate — +$751 (+93%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Texas$1,556
  • United States$1,922

Living in Dean, Clay County, Texas

Dean is a city of 488 people in Clay County. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Clay County was 4.1% in August 2026, and the county had 3.5% more jobs in 2025 than the year before. The most people in Clay County work in schools and health care, then shops.

People 488 in the 2020 census
Household income Too few homes in Dean for the Census survey to measure.
Unemployment 4.1% Clay County, August 2026; 4.1% a year before
Homes 88% lived in by their owners; 12% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Dean is a very small city in Clay County, Texas, where nearly everyone owns the home they live in. Fewer residents live below the poverty line than you might expect for a rural town, and a four-year degree is held by a minority of adults. Winters are mild and cold snaps are brief, with little snow, while summers run very hot and rainfall is moderate through the year.

Work. Residents work mainly in schools, hospitals and social care, with shops, transport and warehousing, and farming, forestry and mining also employing many. Across Clay County, some of the largest workplaces are Howmet - Wichita Falls, Henrietta ISD and Clay County Memorial Hospital. The typical commute is fairly long, and a small share of people work from home.

Things to do. The Professional Wrestling Hall of Fame and Museum and the Wichita Falls Railroad Museum are both a short drive away. For time outdoors, Lake Arrowhead State Park is a park a longer drive away, and Lake Arrowhead itself is a reservoir at about the same distance.

Report a mistake
  • 229households
  • 24%of adults have a degree
  • 6%below the poverty line
  • 28 mintypical commute
  • 9%work from home

What people in Clay County work in

  • Schools, hospitals and social care26%
  • Shops (retail)14%
  • Transport, warehouses and utilities11%
  • Farming, forestry and mining9%
  • Manufacturing9%
  • Building trades9%

Employed residents by industry, from the Census survey. Clay County had 1,677 jobs in 2025, 3.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 55° and 30°; warmest in July, 97° and 72° 40° 60° 80° 100° J 55° 30° F M A M J J 97° 72° A S O N D
Average daily high and low for each month: coldest in January, 55° and 30°; warmest in July, 97° and 72° 40° 60° 80° 100° J 55° 30° F M A M J J 97° 72° A S O N D

Coldest in January, with highs near 55° and lows near 30°; warmest in July, with highs near 97° and lows near 72°. About 3 inches of snow and 28 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Wichita Falls Municipal Airport weather station, 7 miles away (NOAA).

Largest workplaces in Clay County

  1. Howmet - Wichita FallsFoundries, nonferrous metals903
  2. Henrietta ISDSchool district192FTE
  3. Triangle Brick CompanyBricks, clay refractory, manufacturing103
  4. P&S Transportation Wichita FallsFlatbed trucking, long-distance99
  5. Clay County Memorial HospitalCritical access hospital94FTE
  6. Petrolia CisdSchool district83FTE
  7. ABM IndustriesService to buildings and dwellings67
  8. Bellevue ISDSchool district37FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 1,260 people in all across the county; Dean has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesVery high
  2. DroughtRelatively high
  3. WildfireRelatively high
  4. Strong windRelatively high
  5. HailRelatively high
  6. Heat wavesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Dean’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clay County and the Wichita Falls, TX metro.

Dean home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

Not enough data to draw this yet.

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

3 4 5 2026 Dean 5
3 4 5 2026
  • Dean5

Zip codes with a Dean address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Dean — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.