Debary, Florida.
Typical home $378,912 (-0.4% in a year), asking rent $2,209 (+5.3%). Deltona-Daytona Beach-Ormond Beach, FL metro.
to buy the typical home at today's mortgage rate — +$1,067 (+116%) since Jan 2020.
- 1 year
- Down $1,357 -0%
- $380,269$378,912 since Sep 2025
- 5 years
- Up $59,505 +19%
- $319,407$378,912 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Debary$1,989
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Debary, FL fell 0.4% over the past year — slower than the nation's +1.2%.
Asking rents in Debary, FL rose 5.3% over the past year — faster than the nation's +2.7%.
Owning the typical home in Debary runs $427/mo more than renting one. The gap peaked at $792 in Oct 2023.
That is $2,636 a month against $2,209 rent: a $1,989 mortgage payment, plus $242 property tax and $406 insurance & upkeep.
Owning vs renting — Debary
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,636
- Renting$2,209
- Mortgage only$1,989
Property tax · $242/mo 0.77% of value a year — the ACS 2020-2024 median bill over the median home value for Volusia County, FL
Insurance & upkeep · $406/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Debary, Volusia County, Florida
Debary is a city of 22,260 people in Volusia County. Half its households earn more than $88,569 a year and half less, against $70,044 across Volusia County; 5% of its people live below the poverty line. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in Volusia County was 5.2% in August 2026, and the county had 0.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Debary is a city in Volusia County where most homes are lived in by their owners, a good deal more so than in many places. Household incomes run well above the county's, and fewer residents live below the poverty line than you might expect. The population leans older, and winters are mild, with little or no snow and plenty of rain across the year, while summers are hot.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in shops, and in banks, insurance and property. Within Debary itself, some of the largest workplaces are Walmart, REW Landscape and NextEra Energy. Many people have a fairly long drive to work, and a good number work from home.
Things to do. The Wekiva River runs in or beside town, and Gemini Springs Park is also close by for walking and time outdoors. A short drive away are Blue Spring State Park, a protected area, and the Central Florida Zoo and Botanical Gardens. For a day out, Daytona International Speedway, a race track, and the Universal Studios Florida amusement park are a longer drive away.
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- 9,499households
- 33%of adults have a degree
- 5%below the poverty line
- 28 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. Volusia County had 189,494 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 70° and lows near 49°; warmest in July, with highs near 92° and lows near 74°. About 54 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Sanford weather station, 5 miles away (NOAA).
Largest workplaces in Debary
- WalmartSupermarkets and other grocery stores116
- REW LandscapeLandscape installation services72
- NextEra EnergyFossil fuel electric power generation65
- OrlandoLandscape care and maintenance services36
- Crystal TemperingInsulators, electrical, glass, made from purchased glass30
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 319 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively high
- LightningRelatively high
- TornadoesRelatively high
- WildfireRelatively moderate
- Inland floodingrelatively high in parts of DebaryRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Debary’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Volusia County and the Deltona-Daytona Beach-Ormond Beach, FL metro.
Debary home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Debary$378,912
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Debary listings, and the typical home goes pending in 26 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Debary37.29%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Debary26
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Debary137
New listings per month
Sellers arriving at the market.
- Debary41
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Debary$388,075
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Debary97.99%
Zip codes with a Debary address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Debary — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.