Deerfield, Massachusetts.
Typical home $455,630 (+2.5% in a year). Springfield, MA metro.
to buy the typical home at today's mortgage rate — +$1,309 (+121%) since Jan 2020.
- 1 year
- Up $11,278 +3%
- $444,352$455,630 since Sep 2025
- 5 years
- Up $91,429 +25%
- $364,202$455,630 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Deerfield$2,391
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Deerfield, MA rose 2.5% over the past year — faster than the nation's +1.2%.
Living in Deerfield, Franklin County, Massachusetts
Deerfield, in Franklin County, had 479 people in the 2020 census. Unemployment in Franklin County was 4.1% in August 2026, and the county had 1.7% fewer jobs in 2025 than the year before. The most people in Franklin County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Deerfield is a very small community in Franklin County, Massachusetts, where homes are valued well above what the county's typical household income would comfortably carry. Winters are cold, with January the coldest month and freezing nights common, while July brings warm days. Rain and melted snow add up to a fair amount over the year, so the change from one season to the next is plainly felt.
Work. People who live here work mainly in schools, hospitals and social care, in shops, in manufacturing, and in professional and business services. Across Franklin County, some of the largest workplaces are Baystate Franklin Medical Center, Greenfield Schools and Greenfield Community College. Unemployment across the county is unchanged from a year ago, though the county has fewer jobs than it did the year before.
Things to do. Historic Deerfield, a museum, is in or beside town, as are the Green River and the Pocumtuck Ridge Trail for walks and time by the water. A short drive away are the Deerfield River and Mount Sugarloaf State Reservation, a protected area. The Emily Dickinson Museum is a longer drive away.
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What people in Franklin County work in
Employed residents by industry, from the Census survey. Franklin County had 25,008 jobs in 2025, 1.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 15°; warmest in July, with highs near 83° and lows near 59°. About 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Greenfield #3 weather station, 2 miles away (NOAA).
Largest workplaces in Franklin County
- Baystate Franklin Medical CenterGeneral hospital490FTE
- Pelican ProductsAwnings, rigid plastics or fiberglass, manufacturing365
- Greenfield SchoolsSchool district284FTE
- Nourse Farms AcquisitionBerry farming282
- Greenfield Community CollegeTwo-year college279
- Judd WireRod, copper and copper alloy, made from purchased copper or in integrated secondary smelting and rolling, drawing or extruding plants266
- Mohawk Trail SchoolsSchool district202FTE
- Gill-Montague SchoolsSchool district196FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 56 workplaces with 20 or more staff, 5,475 people in all across the county; Deerfield has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- Strong windRelatively high
- Inland floodingRelatively high
- LightningRelatively high
- HurricanesRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Deerfield’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Franklin County and the Springfield, MA metro.
Deerfield home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Deerfield$455,630
- Massachusetts$655,219
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Deerfield address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Deerfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.