Delphi, Indiana.
Typical home $229,547 (+3.5% in a year), asking rent $958 . Lafayette-West Lafayette, IN metro.
to buy the typical home at today's mortgage rate — +$695 (+136%) since Jan 2020.
- 1 year
- Up $7,731 +3%
- $221,816$229,547 since Sep 2025
- 5 years
- Up $59,677 +35%
- $169,870$229,547 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Delphi$1,205
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Delphi, IN rose 3.5% over the past year — faster than the nation's +1.2%.
Living in Delphi, Carroll County, Indiana
Delphi is a city of 2,961 people in Carroll County. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Carroll County was 3.0% in August 2026, and the county had 1.7% more jobs in 2025 than the year before. The most people in Carroll County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Delphi is a small city in Carroll County, Indiana, where most homes are lived in by their owners. Typical home values are modest, and fewer adults hold a four-year degree than in many places. Winters are cold, with snow on the ground for much of the season, and summers turn warm, with a fair amount of rain and melted snow through the year.
Work. Residents work mainly in schools, hospitals and social care, followed by manufacturing, the building trades and shops. Among the largest workplaces in Delphi are Delphi Community School, Mauser Packaging Solutions, which reconditions shipping barrels and drums, and MVP Foods. Most people drive a fairly short way to work, and few work from home.
Things to do. Deer Creek runs in or beside town, and Delphi City Hall doubles as a theatre close to home. A short drive away, the Tippecanoe River offers time by the water. For a longer outing, Prophetstown State Park is a protected area where people walk and spend a day outdoors.
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- 1,067households
- 13%of adults have a degree
- 10%below the poverty line
- 24 mintypical commute
- 5%work from home
What people in Carroll County work in
Employed residents by industry, from the Census survey. Carroll County had 5,657 jobs in 2025, 1.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 19°; warmest in July, with highs near 85° and lows near 63°. About 17 inches of snow and 39 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Delphi North weather station, 2 miles away (NOAA).
Largest workplaces in Delphi
- Delphi Community School CorpSchool district225FTE
- Mauser Packaging SolutionsReconditioning shipping barrels and drums23
- MVP FoodsGrocery stores22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 45 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Cold wavesRelatively high
- Inland floodingRelatively high
- HailRelatively moderate
- Winter weatherRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Delphi’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carroll County and the Lafayette-West Lafayette, IN metro.
Delphi home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Delphi$229,547
- Indiana$257,165
- United States$366,157
Sellers are cutting prices on about 1 in 4 Delphi listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Delphi26.91%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Delphi25
New listings per month
Sellers arriving at the market.
- Delphi8
Zip codes with a Delphi address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Delphi — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.