Denver, Indiana.
Typical home $199,251 (+8.2% in a year). Peru, IN metro.
to buy the typical home at today's mortgage rate — +$586 (+127%) since Jan 2020.
- 1 year
- Up $15,144 +8%
- $184,107$199,251 since Sep 2025
- 5 years
- Up $43,775 +28%
- $155,476$199,251 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Denver$1,046
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Denver, IN rose 8.2% over the past year — faster than the nation's +1.2%.
Living in Denver, Miami County, Indiana
Denver is a town of 478 people in Miami County. Half its households earn more than $61,591 a year and half less, against $61,139 across Miami County; 9% of its people live below the poverty line. Unemployment in Miami County was 3.6% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most people in Miami County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Denver is a very small Indiana town, home to far fewer people than most places, where neighbors are likely to know one another. Household incomes are close to the county's, and homes sit at a modest price. Few adults hold a four-year degree. Winters are cold, with highs in January only a little above freezing and lows well below it, and a fair amount of snow each year. Summers are warm, and rain and melted snow fall steadily across the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in restaurants, hotels and entertainment. Across Miami County, some of the largest workplaces are Smithfield Foods - Peru, Maconaquah School and Dukes Memorial Hospital. Commutes tend to be long, and very few people work from home. Unemployment across the county has eased over the past year, and the number of jobs has edged up slightly.
Things to do. The International Circus Hall of Fame, a museum, is a short drive away, as is Nyona Lake, a good spot for time by the water. Farther afield, Lake Manitou is a longer drive away, and so is Grissom Air Museum, for those who enjoy aviation history.
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- 10%of adults have a degree
- 9%below the poverty line
- 33 mintypical commute
- 2%work from home
What people in Miami County work in
Employed residents by industry, from the Census survey. Miami County had 9,103 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 18°; warmest in July, with highs near 85° and lows near 64°. About 20 inches of snow and 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Wabash weather station, 14 miles away (NOAA).
Largest workplaces in Miami County
- Smithfield Foods - PeruCured meats made from purchased carcasses521
- Maconaquah School CorpSchool district273FTE
- Peru Community SchoolsSchool district221FTE
- Dukes Memorial HospitalCritical access hospital190FTE
- Progress RailRailroad rolling stock manufacturing187
- FedExCourier and express delivery services157
- Miami County621420 outpatient mental health and substance abuse centers151
- Dean Baldwin PaintingAircraft maintenance and repair services133
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 18 workplaces with 20 or more staff, 2,077 people in all across the county; Denver has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
- DroughtRelatively moderate
- HailRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Denver’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Miami County and the Peru, IN metro.
Denver home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Denver$199,251
- Indiana$257,165
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Denver address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Denver — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.