Derby Center, Vermont.
Typical home $262,778 (+8.0% in a year).
to buy the typical home at today's mortgage rate — +$31 (+2%) since Oct 2023.
- 1 year
- Up $19,395 +8%
- $243,383$262,778 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Derby Center$1,379
- Vermont$2,057
- United States$1,922
Typical home values in Derby Center, VT rose 8.0% over the past year — faster than the nation's +1.2%.
Living in Derby Center, Orleans County, Vermont
Derby Center is a village of 635 people in Orleans County. Half its households earn more than $58,250 a year and half less, against $70,103 across Orleans County; 13% of its people live below the poverty line. Unemployment in Orleans County was 3.2% in August 2026, and the county had 2.0% fewer jobs in 2025 than the year before. The most people in Orleans County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Derby Center is a small village in northern Vermont, home to a very small population even by Vermont standards. Household incomes here run below the county's, and a larger share of residents live below the poverty line than most would expect of a place this size. Winters are long and cold, with a great deal of snow, and summers are warm without turning hot; the year brings a fair amount of rain and melted snow too.
Work. Residents work mostly in schools, hospitals and social care, with others in shops, the building trades and manufacturing. Across Orleans County, some of the largest workplaces are North Country Hospital & Health CTR, Galvion and Walmart. Commutes are short, and few people work from home. Relatively few adults hold a four-year degree, and the county has lost some jobs over the past year, though unemployment is unchanged from a year earlier.
Things to do. The Haskell Free Library and Opera House, a theatre, is a short drive away, as is Lake Seymour. The Johns River runs in or beside town. Lake Memphremagog is a longer drive away, for anyone wanting a bigger stretch of water.
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- 369households
- 16%of adults have a degree
- 13%below the poverty line
- 16 mintypical commute
- 3%work from home
What people in Orleans County work in
Employed residents by industry, from the Census survey. Orleans County had 10,320 jobs in 2025, 2.0% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 23° and lows near 4°; warmest in July, with highs near 78° and lows near 57°. About 99 inches of snow and 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Newport weather station, 3 miles away (NOAA).
Largest workplaces in Orleans County
- North Country Hospital & Health CTRCritical access hospital349FTE
- GalvionSporting goods manufacturing325
- WalmartWarehouse clubs and supercenters260
- North Country Union High School DistrictSchool district168FTE
- Columbia Forest ProductsHardwood veneer or plywood manufacturing163
- Lake Region Union Elementary Middle School DistrictSchool district115FTE
- Derby School DistrictSchool district109FTE
- TivolyTools and accessories for machine tools manufacturing97
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 20 workplaces with 20 or more staff, 2,075 people in all across the county; Derby Center has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- LightningRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Derby Center’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Orleans County.
Derby Center home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Derby Center$262,778
- Vermont$391,900
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Derby Center address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Derby Center — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.