Derby, Colorado.
Typical home $359,474 (-3.1% in a year). Denver-Aurora-Lakewood, CO metro.
to buy the typical home at today's mortgage rate — +$865 (+85%) since Jan 2020.
- 1 year
- Down $11,313 -3%
- $370,788$359,474 since Sep 2025
- 5 years
- Up $11,939 +3%
- $347,535$359,474 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Derby$1,887
- Colorado$2,777
- United States$1,922
Typical home values in Derby, CO fell 3.1% over the past year — slower than the nation's +1.2%.
Living in Derby, Adams County, Colorado
Derby, in Adams County, had 8,407 people in the 2020 census. Half its households earn more than $82,138 a year and half less, against $94,571 across Adams County; 8% of its people live below the poverty line. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Adams County was 4.8% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then transport and warehouses.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Derby is a small community in Adams County, home to a young population, with a median age well below what is common across much of the country. Most homes are lived in by their owners, and incomes run below the county's as a whole. Winters are cold and snowy, summers are hot, and the year is fairly dry.
Work. Residents work mostly in schools, hospitals and social care, in transport, warehouses and utilities, and in the building trades, with many also in restaurants, hotels and entertainment. Some of the largest workplaces in Derby itself are Offen Petroleum, a truck terminal, AGL Construction Company, which builds water mains and lines, and Hillen, a demolition contractor. Few adults hold a four-year degree, and the commute is typical of a place where many people drive to jobs around the Denver area.
Things to do. Dick's Sporting Goods Park, a stadium, is in or beside town, and Clear Creek and Sand Creek both run in or beside town as well. A short drive away are the well-known stadiums Empower Field at Mile High and Coors Field, along with the Denver Art Museum for an afternoon indoors.
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- 2,479households
- 16%of adults have a degree
- 8%below the poverty line
- 26 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Adams County had 249,734 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 46° and lows near 18°; warmest in July, with highs near 90° and lows near 59°. About 49 inches of snow and 15 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Denver-stapleton weather station, 6 miles away (NOAA).
Largest workplaces in Derby
- Offen PetroleumTruck terminal480
- AGL Construction CompanyWater main and line construction130
- HillenDemolition contractor100
- Vermeer - Commerce CityConstruction machinery and equipment merchant wholesalers51
- Mi Pueblo Latin MarketGrocery store49
- JVS MasonryMasonry contractors44
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 854 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- Winter weatherRelatively high
- Cold wavesRelatively high
- LightningRelatively high
- Strong windRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Derby’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Adams County and the Denver-Aurora-Lakewood, CO metro.
Derby home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Derby$359,474
- Colorado$529,013
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Derby17
New listings per month
Sellers arriving at the market.
- Derby7
Zip codes with a Derby address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Derby — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.