Dundalk, Maryland.
Typical home $218,242 (-1.8% in a year), asking rent $1,460 (+2.1%). Baltimore-Columbia-Towson, MD metro.
to buy the typical home at today's mortgage rate — +$558 (+95%) since Jan 2020.
- 1 year
- Down $4,076 -2%
- $222,318$218,242 since Sep 2025
- 5 years
- Up $31,246 +17%
- $186,995$218,242 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Dundalk$1,145
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Dundalk, MD fell 1.8% over the past year — slower than the nation's +1.2%.
Asking rents in Dundalk, MD rose 2.1% over the past year — slower than the nation's +2.7%.
Owning the typical home in Dundalk runs $114/mo more than renting one. The gap peaked at $270 in Oct 2021.
That is $1,574 a month against $1,460 rent: a $1,145 mortgage payment, plus $195 property tax and $234 insurance & upkeep.
Owning vs renting — Dundalk
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,574
- Renting$1,460
- Mortgage only$1,145
Property tax · $195/mo 1.07% of value a year — the ACS 2020-2024 median bill over the median home value for Baltimore County, MD
Insurance & upkeep · $234/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Dundalk, Baltimore County, Maryland
Dundalk, in Baltimore County, had 67,796 people in the 2020 census. Half its households earn more than $64,520 a year and half less, against $91,768 across Baltimore County; 17% of its people live below the poverty line. 65% of its homes are lived in by their owners and 35% are rented. Unemployment in Baltimore County was 4.0% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Dundalk is a large community on the east side of the Baltimore area, with a population on the younger side of middle age and most homes lived in by their owners. Household incomes run well below the county's, and more people live below the poverty line than most would expect of a place this size. Winters are cold, with the coldest days in January, and summers turn hot by July, with a good amount of rain and melted snow through the year.
Work. Residents work mostly in schools, hospitals and social care, in shops, in professional and business services, and in the building trades. Among the larger workplaces in Dundalk are Walmart, the nursing and care homes North Point LLC - FutureCare and Complete Care Heritage, and the Department of Public Works. Few adults hold a four-year degree, and a typical commute is moderate, with a small share working from home.
Things to do. A short drive takes you to Oriole Park at Camden Yards, one of the best known ballparks in the country, and to Fort McHenry, the fort tied to the writing of the national anthem. The National Aquarium is also a short drive away, and the Patapsco River offers a quieter stretch of water nearby. Football fans have M&T Bank Stadium close at hand as well.
Report a mistake
- 25,154households
- 16%of adults have a degree
- 17%below the poverty line
- 25 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Baltimore County had 369,662 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 30°; warmest in July, with highs near 90° and lows near 73°. About 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Md Sci Ctr Baltimore weather station, 6 miles away (NOAA).
Largest workplaces in Dundalk
- WalmartWarehouse clubs and supercenters458
- North Point LLC - FutureCareConvalescent homes or convalescent hospitals179
- Department of Public WorksSewage treatment165
- Complete Care HeritageSkilled nursing facilities120
- Dejana Truck and Utility Equipment - CargoTruck trailer body shops112
- DvorakSubstation and switching station, power transmission line, construction105
- Weis MarketsSupermarkets and other grocery81
- Dundalk Sparrows PointMail and parcel delivery78
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 22 workplaces with 20 or more staff, 1,890 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- Winter weatherRelatively high
- Coastal floodingRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Dundalk’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Baltimore County and the Baltimore-Columbia-Towson, MD metro.
Dundalk home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Dundalk$218,242
- Maryland$424,890
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Dundalk listings, and the typical home goes pending in 17 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Dundalk34.40%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Dundalk17
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Dundalk195
New listings per month
Sellers arriving at the market.
- Dundalk70
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Dundalk$227,412
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Dundalk99.64%
Zip codes with a Dundalk address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Dundalk — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.