Dunnellon, Florida.
Typical home $266,915 (-1.6% in a year), asking rent $1,781 (-0.9%). Ocala, FL metro.
to buy the typical home at today's mortgage rate — +$782 (+126%) since Jan 2020.
- 1 year
- Down $4,273 -2%
- $271,188$266,915 since Sep 2025
- 5 years
- Up $39,639 +17%
- $227,276$266,915 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Dunnellon$1,401
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Dunnellon, FL fell 1.6% over the past year — slower than the nation's +1.2%.
Asking rents in Dunnellon, FL fell 0.9% over the past year — slower than the nation's +2.7%.
Owning the typical home in Dunnellon runs $71/mo more than renting one. The gap peaked at $361 in Oct 2023.
That is $1,852 a month against $1,781 rent: a $1,401 mortgage payment, plus $165 property tax and $286 insurance & upkeep.
Owning vs renting — Dunnellon
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,852
- Renting$1,781
- Mortgage only$1,401
Property tax · $165/mo 0.74% of value a year — the ACS 2020-2024 median bill over the median home value for Marion County, FL
Insurance & upkeep · $286/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Dunnellon, Marion County, Florida
Dunnellon is a city of 1,928 people in Marion County. Half its households earn more than $40,545 a year and half less, against $61,010 across Marion County; 18% of its people live below the poverty line. 76% of its homes are lived in by their owners and 24% are rented. Unemployment in Marion County was 5.7% in August 2026, and the county had 2.0% more jobs in 2025 than the year before. The most people in Marion County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Dunnellon is a small Florida city in Marion County where residents are older than in most places, and most people own the homes they live in. Incomes run well below the county's, and a larger share of residents live below the poverty line than you might expect. Winters are mild, summers are hot, and snow is almost unknown, with plenty of rain through the year.
Work. Residents earn their living mostly in schools, hospitals and social care, in shops, in professional and business services, and in restaurants, hotels and entertainment. Among the largest workplaces in Dunnellon are Walmart, Publix Super Markets and the Tractor Supply Company store. Unemployment across Marion County is slightly higher than a year ago, though the county has added jobs over the past year, and few adults in town hold a four-year degree.
Things to do. Rainbow Springs State Park, a protected area, is a short drive away, as is Hálpata Tastanaki Preserve, another protected area. A longer drive brings you to Crystal River, a river known for its waters and wildlife, and to the Appleton Museum of Art, a museum.
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- 1,307households
- 12%of adults have a degree
- 18%below the poverty line
What people in Marion County work in
Employed residents by industry, from the Census survey. Marion County had 121,921 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 69° and lows near 43°; warmest in July, with highs near 91° and lows near 71°. About 52 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Inverness Southeast weather station, 19 miles away (NOAA).
Largest workplaces in Dunnellon
- WalmartWarehouse clubs and supercenters330
- Publix Super MarketsSupermarkets and other grocery stores191
- DunnellonMail and parcel delivery73
- Tractor Supply Company StoreGeneral merchandise stores21
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 615 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively high
- LightningRelatively high
- WildfireRelatively moderate
- TornadoesRelatively moderate
- Inland floodingRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Dunnellon’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Marion County and the Ocala, FL metro.
Dunnellon home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Dunnellon$266,915
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 4 Dunnellon listings, and the typical home goes pending in 51 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Dunnellon25.88%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Dunnellon51
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Dunnellon460
New listings per month
Sellers arriving at the market.
- Dunnellon95
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Dunnellon$268,160
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Dunnellon97.51%
Zip codes with a Dunnellon address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Dunnellon — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Dunnellon
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 34432 | Dunnellon | 13,587 | — | $299,596 |
| 34434 | Dunnellon | 11,074 | $1,705 | $252,777 |
| 34431 | Dunnellon | 9,785 | $1,625 | $261,837 |
| 34433 | Dunnellon | 8,411 | $1,887 | $270,341 |