Eagan, Minnesota.
Typical home $398,150 (+1.6% in a year), asking rent $1,679 (+1.6%). Minneapolis-St. Paul-Bloomington, MN-WI metro.
to buy the typical home at today's mortgage rate — +$972 (+87%) since Jan 2020.
- 1 year
- Up $6,216 +2%
- $391,934$398,150 since Sep 2025
- 5 years
- Up $36,530 +10%
- $361,620$398,150 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Eagan$2,090
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 36 years.
Typical home values in Eagan, MN rose 1.6% over the past year — faster than the nation's +1.2%.
Asking rents in Eagan, MN rose 1.6% over the past year — slower than the nation's +2.7%.
Owning the typical home in Eagan runs $1,164/mo more than renting one. The gap peaked at $1,276 in Oct 2023.
That is $2,843 a month against $1,679 rent: a $2,090 mortgage payment, plus $326 property tax and $426 insurance & upkeep.
Owning vs renting — Eagan
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,843
- Renting$1,679
- Mortgage only$2,090
Property tax · $326/mo 0.98% of value a year — the ACS 2020-2024 median bill over the median home value for Dakota County, MN
Insurance & upkeep · $426/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Eagan, Dakota County, Minnesota
Eagan is a city of 68,855 people in Dakota County. Half its households earn more than $108,690 a year and half less, against $106,318 across Dakota County; 6% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Eagan was 4.2% in August 2026, and Dakota County had 0.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Eagan is a city in Dakota County, south of the Twin Cities, with a population that skews neither especially young nor old. Most homes are lived in by their owners, and household incomes run a little above the county's, with relatively few people living below the poverty line. A large share of adults hold a four-year degree. Winters are cold and snowy, with January the coldest month, while July is warm and the rest of the year brings a fair amount of rain.
Work. Residents work mainly in schools, hospitals and social care, professional and business services, manufacturing, and shops. Among the largest workplaces in Eagan are Blue Cross Blue Shield of Minnesota, Thomson Reuters, and UPS. Many people work from home, and the typical commute is a short one, though the local job market has been a little softer than a year ago.
Things to do. Within a short drive are the Minnesota Zoo, the old military post at Fort Snelling, and Allianz Field, a stadium for soccer. For a longer outing, the Minneapolis Institute of Art is a museum that sits a longer drive away.
Report a mistake
- 28,264households
- 55%of adults have a degree
- 6%below the poverty line
- 21 mintypical commute
- 24%work from home
What residents work in
Employed residents by industry, from the Census survey. Dakota County had 189,166 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 24° and lows near 9°; warmest in July, with highs near 83° and lows near 65°. About 51 inches of snow and 32 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Minneapolis/st Paul Airport weather station, 6 miles away (NOAA).
Largest workplaces in Eagan
- Prime Therapeutics - Prime Landing & RemoteDrug stores9,275
- Thomson Reuters - EaganProgramming language and compiler software publishers, packaged3,070
- Blue Cross Blue Shield of MinnesotaMedical service plans without providing health care services2,502
- UPSCouriers and express delivery services1,234
- Hunt ElectricElectrical contractors980
- Saint PaulMail and parcel delivery959
- Reyes Coca-Cola Bottling638
- Minneapolis Saint Paul NDCMail and parcel delivery537
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 162 workplaces with 20 or more staff, 33,448 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- TornadoesRelatively high
- Hailrelatively high in parts of EaganRelatively moderate
- Winter weatherRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Eagan’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Dakota County and the Minneapolis-St. Paul-Bloomington, MN-WI metro.
Eagan home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Eagan$398,150
- Minnesota$348,778
- United States$366,157
Sellers are cutting prices on about 1 in 3 Eagan listings, and the typical home goes pending in 26 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Eagan32.29%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Eagan26
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Eagan220
New listings per month
Sellers arriving at the market.
- Eagan83
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Eagan$375,966
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Eagan100.89%
Zip codes with a Eagan address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Eagan — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Eagan
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 55122 | Saint Paul | 32,261 | $1,694 | $353,263 |
| 55123 | Saint Paul | 26,501 | $1,771 | $468,651 |
| 55121 | Saint Paul | 9,198 | $1,496 | $334,578 |