Zip lookup · MN

55121
Eagan, Minnesota.

Eagan, Dakota County, MN · Minneapolis-St. Paul-Bloomington, MN-WI metro · population 9,198

What it costs per month · 55121 $1,756/mo

to buy the typical home at today's mortgage rate — +$831 (+90%) since Jan 2020.

What the home itself did
1 year
Up $9,248 +3%
$325,330$334,578 since Sep 2025
5 years
Up $35,930 +12%
$298,647$334,578 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 55121 $1,756 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 55121$1,756
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 31 years.

Typical home values in zip 55121 rose 2.8% over the past year — faster than the nation's +1.2%.

Asking rents in zip 55121 fell 1.7% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 55121 runs $893/mo more than renting one — the widest that gap has been in this data.

That is $2,389 a month against $1,496 rent: a $1,756 mortgage payment, plus $274 property tax and $358 insurance & upkeep.

Owning vs renting — zip 55121

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $1,750 $2,000 $2,250 2025 2026 Owning all in $2,389 Renting $1,496 Mortgage only $1,756
$1,500 $1,750 $2,000 $2,250 2025 2026
  • Owning all in$2,389
  • Renting$1,496
  • Mortgage only$1,756

Property tax · $274/mo 0.98% of value a year — the ACS 2020-2024 median bill over the median home value for Dakota County, MN

Insurance & upkeep · $358/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Eagan, MN — measured over the city limits, which is a different area from this zip.

Asking rent $1,496 as of Sep 2026
-1.7%year on year
Typical home value $334,578 as of Sep 2026
+2.8%year on year

Asking rent — 55121

Against the Minneapolis-St. Paul-Bloomington, MN-WI metro and the national benchmark.

$1,500 $1,600 $1,700 $1,800 $1,900 2025 2026 55121 $1,496 Minneapolis $1,736 United States $1,932
$1,500 $1,600 $1,700 $1,800 $1,900 2025 2026
  • 55121$1,496
  • Minneapolis$1,736
  • United States$1,932

Typical home value — 55121

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 2018 2020 2022 2024 2026 55121 $334,578 Minneapolis $387,807 United States $366,157
$250,000 $300,000 $350,000 2018 2022 2026
  • 55121$334,578
  • Minneapolis$387,807
  • United States$366,157

Within 20 miles

Showing 30 of 98 zips in range — sorting picks from all 98.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.9 55120 Saint Paul 5,058 $2,028 $510,130
3.1 55123 Saint Paul 26,501 $1,771 $468,651
3.2 55111 Saint Paul 233 $1,669 —
3.5 55122 Saint Paul 32,261 $1,694 $353,263
3.8 55425 Minneapolis 10,908 $1,669 $320,645
4.4 55118 Saint Paul 29,564 $1,477 $365,126
4.5 55116 Saint Paul 25,918 $1,602 $449,999
4.5 55077 Inver Grove Heights 14,503 $1,842 $557,150
5.6 55417 Minneapolis 25,102 $1,826 $373,819
5.8 55420 Minneapolis 24,451 $1,450 $332,023
6.1 55105 Saint Paul 28,617 $1,554 $468,059
6.2 55076 Inver Grove Heights 21,374 $1,704 $327,271
6.2 55102 Saint Paul 19,630 $1,599 $280,960
6.3 55423 Minneapolis 36,724 $1,396 $342,617
6.5 55075 South Saint Paul 20,714 $1,534 $298,218
7.1 55107 Saint Paul 15,377 $1,559 $265,859
7.1 55406 Minneapolis 36,581 $1,407 $342,706
7.2 55124 Saint Paul 55,658 $1,985 $374,882
7.4 55337 Burnsville 47,633 $1,505 $350,753
7.5 55104 Saint Paul 45,762 $1,745 $299,503
7.5 55419 Minneapolis 29,738 $1,789 $497,114
7.6 55431 Minneapolis 18,664 $1,805 $374,217
7.7 55407 Minneapolis 37,667 $1,551 $312,479
8.1 55101 Saint Paul 7,911 $1,527 $179,224
8.1 55071 Saint Paul Park 5,719 — $316,697
8.2 55055 Newport 4,754 $1,320 $348,136
8.3 55103 Saint Paul 13,125 $1,417 $248,549
8.3 55409 Minneapolis 11,188 $1,487 $372,775
8.5 55114 Saint Paul 5,049 $1,552 $278,146
8.8 55435 Minneapolis 14,192 $1,963 $214,999

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.