Eaton, Indiana.
Typical home $172,744 (+6.0% in a year). Muncie, IN metro.
to buy the typical home at today's mortgage rate — +$564 (+165%) since Jan 2020.
- 1 year
- Up $9,738 +6%
- $163,006$172,744 since Sep 2025
- 5 years
- Up $52,895 +44%
- $119,849$172,744 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Eaton$907
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Eaton, IN rose 6.0% over the past year — faster than the nation's +1.2%.
Living in Eaton, Delaware County, Indiana
Eaton is a town of 1,595 people in Delaware County. 73% of its homes are lived in by their owners and 27% are rented. Unemployment in Delaware County was 4.2% in August 2026, and the county had 1.0% fewer jobs in 2025 than the year before. The most people in Delaware County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Eaton is a small town in Delaware County, Indiana, where most homes are lived in by their owners. Residents are somewhat younger than in much of the country, and few adults hold a four-year degree. Winters are cold, with January the coldest month, and summers are warm, with rain and melted snow spread across the year.
Work. People in Eaton most often work in schools, hospitals and social care, followed by shops, manufacturing, and restaurants, hotels and entertainment. Across Delaware County, some of the largest workplaces are Ball State University, Ball Memorial Hospital and Progress Rail. The typical commute is a fairly long one, and few people work from home.
Things to do. A short drive away, Minnetrista is a botanical garden, and the David Owsley Museum of Art at Ball State University is a museum. Scheumann Stadium, also a short drive away, is a stadium. For a longer outing, Mounds State Park is a protected area a longer drive away.
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- 713households
- 7%of adults have a degree
- 15%below the poverty line
- 28 mintypical commute
- 5%work from home
What people in Delaware County work in
Employed residents by industry, from the Census survey. Delaware County had 44,333 jobs in 2025, 1.0% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 21°; warmest in July, with highs near 86° and lows near 66°. About 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Muncie Delaware County Airport weather station, 7 miles away (NOAA).
Largest workplaces in Delaware County
- Ball State UniversityUniversity or college3,300
- Liberty-Perry Community Sch Corp SchoolsSchool district2,409FTE
- Ball Memorial HospitalGeneral hospital1,772FTE
- Progress RailRailroad rolling stock manufacturing947
- SIMOS Insourcing SolutionsStaffing609
- Help At HomeHomemaker's service for elderly or disabled persons, non-medical501
- Muncie Community SchoolsSchool district488FTE
- WalmartWarehouse clubs and supercenters397
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 91 workplaces with 20 or more staff, 9,821 people in all across the county; Eaton has none of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively moderate
- TornadoesRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
- Strong windRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Eaton’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Delaware County and the Muncie, IN metro.
Eaton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Eaton$172,744
- Indiana$257,165
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Eaton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Eaton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.