Ector, Texas.
Typical home $263,704 (-0.9% in a year). Bonham, TX metro.
to buy the typical home at today's mortgage rate — +$481 (+53%) since Feb 2022.
- 1 year
- Down $2,458 -1%
- $266,162$263,704 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ector$1,384
- Texas$1,556
- United States$1,922
Typical home values in Ector, TX fell 0.9% over the past year — slower than the nation's +1.2%.
Living in Ector, Fannin County, Texas
Ector is a city of 737 people in Fannin County. Half its households earn more than $66,161 a year and half less, against $72,295 across Fannin County; 11% of its people live below the poverty line. Unemployment in Fannin County was 4.2% in August 2026, and the county had 3.5% more jobs in 2025 than the year before. The most people in Fannin County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ector is a very small city, home to fewer people than most towns of its kind, and it sits in Fannin County in northeast Texas. Household incomes here run below the county's, and homes carry a price tag well above what the local incomes might suggest. Winters are mild and cold snaps are brief, while summers turn hot, and rain falls through much of the year with only the lightest dusting of snow.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, the building trades and shops close behind. Not many adults hold a four-year degree, and few work from home. Across Fannin County, some of the largest workplaces are the Veterans Health Administration, Bonham ISD and Clayton, a maker of manufactured homes. Unemployment in the county is unchanged from a year ago, and the county added jobs over the past year.
Things to do. Bonham State Park and Lake Bonham are both a short drive away, offering a protected area and a reservoir for walking, fishing and time outdoors. Lake Texoma, a larger reservoir, is a longer drive away and suits a full day out. The Eisenhower Birthplace State Historic Site, a museum, is also a longer drive.
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- 309households
- 14%of adults have a degree
- 11%below the poverty line
- 6%work from home
What people in Fannin County work in
Employed residents by industry, from the Census survey. Fannin County had 8,995 jobs in 2025, 3.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 53° and lows near 33°; warmest in August, with highs near 94° and lows near 72°. About 1 inches of snow and 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Bonham 3NNE weather station, 8 miles away (NOAA).
Largest workplaces in Fannin County
- Veterans Health AdministrationFederal government · Department of Veterans Affairs704
- Bonham ISDSchool district307FTE
- ClaytonManufactured home manufacturing238
- WalmartWarehouse clubs and supercenters230
- Tongrun InternationalSheet meta manufacturing153
- Leonard ISDSchool district144FTE
- Honey Grove ISDSchool district125FTE
- Voluntary Purchasing GroupsFertilizers, mixed, made in plants producing nitrogenous fertilizer materials115
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 1,710 people in all across the county; Ector has one of its own. Federal offices come from OPM's federal workforce data (2026) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- DroughtRelatively high
- Ice stormsRelatively high
- Heat wavesRelatively high
- HailRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ector’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fannin County and the Bonham, TX metro.
Ector home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ector$263,704
- Texas$296,424
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ector9
Zip codes with a Ector address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ector — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.