El Campo, Texas.
Typical home $222,570 (+1.3% in a year). El Campo, TX metro.
to buy the typical home at today's mortgage rate — +$488 (+72%) since Jan 2020.
- 1 year
- Up $2,830 +1%
- $219,740$222,570 since Sep 2025
- 5 years
- Up $14,899 +7%
- $207,670$222,570 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- El Campo$1,168
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 50 years.
Typical home values in El Campo, TX rose 1.3% over the past year — in step with the nation.
Living in El Campo, Wharton County, Texas
El Campo is a city of 12,350 people in Wharton County. Half its households earn more than $67,017 a year and half less, against $66,924 across Wharton County; 21% of its people live below the poverty line. 60% of its homes are lived in by their owners and 40% are rented. Unemployment in Wharton County was 5.2% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. El Campo is a small city in Wharton County, Texas, with a population on the younger side and incomes close to the county's. A good share of residents have a four-year degree, though most do not, and more households live below the poverty line than is true in many places. Most homes are lived in by their owners, and the typical home value sits in the low range for homes across the country.
Work. Residents work mostly in schools, hospitals and social care, in shops, in transport, warehouses and utilities, and in the building trades. Among the largest workplaces in El Campo are El Campo ISD, El Campo Memorial Hospital and H-E-B. Unemployment across Wharton County has risen a little over the past year, and the county has fewer jobs than it did the year before. The typical commute is short, and very few people work from home.
Things to do. The Tres Palacios River runs in or beside town and is the closest spot for time outdoors. A longer drive away are Lake Texana, Sandy Creek, the Brackenridge Recreation Complex, a protected area, and the 20th Century Technology Museum. Winters are mild and cool rather than cold, summers are hot, and a fair amount of rain falls through the year.
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- 4,350households
- 18%of adults have a degree
- 21%below the poverty line
- 22 mintypical commute
- 2%work from home
What residents work in
Employed residents by industry, from the Census survey. Wharton County had 16,194 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 65° and lows near 42°; warmest in August, with highs near 96° and lows near 74°. About 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the El Campo weather station, under a mile away (NOAA).
Largest workplaces in El Campo
- El Campo ISDSchool district497FTE
- El Campo Memorial HospitalGeneral hospital221FTE
- H-E-BRetail210
- Junior's SmokehouseSmoked meats made from purchased carcasses156
- Coca-cola Southwest BeveragesSoft drink manufacturing63
- FESCO - El Campo DistrictContract services for oil and gas fields44
- The Riverside CompanyDetergents manufacturing37
- United Agricultural- El Campo StoreHardware stores37
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 742 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- HurricanesRelatively high
- LightningRelatively high
- DroughtRelatively moderate
- Heat wavesrelatively high in parts of El CampoRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in El Campo’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Wharton County and the El Campo, TX metro.
El Campo home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- El Campo$222,570
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 6 El Campo listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- El Campo15.59%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- El Campo67
New listings per month
Sellers arriving at the market.
- El Campo10
Zip codes with a El Campo address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls El Campo — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.