Elba, Alabama.
Typical home $131,024 (+0.7% in a year). Enterprise, AL metro.
to buy the typical home at today's mortgage rate — +$319 (+87%) since Jan 2020.
- 1 year
- Up $970 +1%
- $130,054$131,024 since Sep 2025
- 5 years
- Up $12,751 +11%
- $118,273$131,024 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Elba$688
- Alabama$1,252
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 34 years.
Typical home values in Elba, AL rose 0.7% over the past year — slower than the nation's +1.2%.
Living in Elba, Coffee County, Alabama
Elba is a city of 3,508 people in Coffee County. Unemployment in Coffee County was 3.3% in August 2026, and the county had 2.0% more jobs in 2025 than the year before. The most people in Coffee County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Elba is a small city in Coffee County, Alabama, and its residents are older than in most American places. Incomes run below the county's, and homes cost less than in much of the country. Few adults hold a four-year degree, and a good share of households live below the poverty line. Winters are mild and almost never bring snow, summers are hot, and the year is a wet one.
Work. Many residents work in schools, hospitals and social care, with others in shops, in transport, warehouses and utilities, and in manufacturing. Among the largest workplaces in Elba are Coffee County Schools, Elba City Schools and INZI Controls Alabama. Unemployment in Coffee County is low, and the county has added jobs over the past year, though the typical commute is a fairly long one and almost no one works from home.
Things to do. The nearest places worth a trip are all a longer drive away. Frank Jackson State Park is a protected area for time outdoors, and the Little Choctawhatchee River and the Pea River offer water to visit. The United States Army Aviation Museum is the best known of the museums within reach.
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- 1,275households
- 12%of adults have a degree
- 24%below the poverty line
- 28 mintypical commute
- 0%work from home
What people in Coffee County work in
Employed residents by industry, from the Census survey. Coffee County had 17,705 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 61° and lows near 38°; warmest in July, with highs near 92° and lows near 71°. About 58 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Enterprise West weather station, 13 miles away (NOAA).
Largest workplaces in Elba
- Coffee County SchoolsSchool district294FTE
- INZI Controls AlabamaMotor vehicle moldings and extrusions, plastics, manufacturing130
- Elba City SchoolsSchool district79FTE
- National Security InsuranceInsurance underwriting, life, direct68
- EEC GroupMeteorological instruments manufacturing66
- First Choice HospiceHospice care services, in home48
- #638 Food GiantSupermarkets and other grocery stores31
- Alabama Power CompanyElectric power distribution20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 363 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- TornadoesVery high
- LightningVery high
- HurricanesRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Elba’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Coffee County and the Enterprise, AL metro.
Elba home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Elba$131,024
- Alabama$238,614
- United States$366,157
Sellers are cutting prices on about 1 in 4 Elba listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Elba24.58%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Elba39
New listings per month
Sellers arriving at the market.
- Elba8
Zip codes with a Elba address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Elba — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.