States · Indiana · Warrick County

Elberfeld, Indiana.

Typical home $282,347 (+6.3% in a year). Evansville, IN-KY metro.

What it costs per month · Elberfeld $1,482/mo

to buy the typical home at today's mortgage rate — +$836 (+129%) since Jan 2020.

What the home itself did
1 year
Up $16,721 +6%
$265,626$282,347 since Sep 2025
5 years
Up $70,687 +33%
$211,660$282,347 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Elberfeld $1,482 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Elberfeld$1,482
  • Indiana$1,350
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Elberfeld, IN rose 6.3% over the past year — faster than the nation's +1.2%.

Living in Elberfeld, Warrick County, Indiana

Elberfeld is a town of 644 people in Warrick County. Half its households earn more than $105,536 a year and half less, against $89,844 across Warrick County; 11% of its people live below the poverty line. 98% of its homes are lived in by their owners and 2% are rented. Unemployment in Warrick County was 3.1% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 644 in the 2020 census
Household income $105,536 the median, give or take $17,093 · Warrick County: $89,844
Unemployment 3.1% Warrick County, August 2026; 3.4% a year before
Homes 98% lived in by their owners; 2% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Elberfeld is a very small town in Warrick County, Indiana, where nearly everyone lives in a home they own. Household incomes run higher than across the county as a whole, and typical home values sit comfortably above what many small towns see. Winters are cold, with only modest snowfall, summers turn hot, and rain and melted snow add up to a fair amount through the year.

Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in professional and business services. Across Warrick County, the largest workplaces include Warrick County School, Kaiser Aluminum - Warrick and Deaconess Women's Hospital. Unemployment in the county has eased a little from a year ago, and few people work from home, so most make a commute that runs a bit longer than a short hop across town.

Things to do. For time outdoors, John James Audubon State Park is a protected area a longer drive away, and the White River is a river within a longer drive as well. Families can head to Mesker Park Zoo and Botanic Garden, also a longer drive away. History-minded visitors can look to the USS LST-325, a museum a longer drive away.

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  • 297households
  • 15%of adults have a degree
  • 11%below the poverty line
  • 27 mintypical commute
  • 2%work from home

What residents work in

  • Manufacturing24%
  • Schools, hospitals and social care18%
  • Shops (retail)17%
  • Professional and business services12%
  • Other services6%
  • Building trades6%

Employed residents by industry, from the Census survey. Warrick County had 18,194 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 42° and 26°; warmest in July, 89° and 69° 20° 40° 60° 80° J 42° 26° F M A M J J 89° 69° A S O N D
Average daily high and low for each month: coldest in January, 42° and 26°; warmest in July, 89° and 69° 20° 40° 60° 80° J 42° 26° F M A M J J 89° 69° A S O N D

Coldest in January, with highs near 42° and lows near 26°; warmest in July, with highs near 89° and lows near 69°. About 11 inches of snow and 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Evansville Regional Airport weather station, 9 miles away (NOAA).

Largest workplaces in Warrick County

  1. Warrick County School CorpSchool district1,304FTE
  2. Kaiser Aluminum - WarrickAluminum sheet made by flat rolling purchased aluminum1,121
  3. Deaconess Womens HospitalGeneral hospital653FTE
  4. WalmartWarehouse clubs and supercenters408
  5. South Western Communications CorporateLow voltage electrical work382
  6. WalmartWarehouse clubs and supercenters293
  7. Encompass Health Deaconess RehabilitRehabilitation hospital243FTE
  8. Ragle IndianaRoad construction185

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 47 workplaces with 20 or more staff, 7,771 people in all across the county; Elberfeld has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. Winter weatherRelatively high
  3. EarthquakesRelatively moderate
  4. Ice stormsRelatively moderate
  5. TornadoesRelatively moderate
  6. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Elberfeld’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Warrick County and the Evansville, IN-KY metro.

Elberfeld home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Elberfeld $282,347 Indiana $257,165 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Elberfeld$282,347
  • Indiana$257,165
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 6 6 2026 Elberfeld 5
5 6 6 2026
  • Elberfeld5

Zip codes with a Elberfeld address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Elberfeld — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Elberfeld