Elbert, Colorado.
Typical home $742,570 (-0.4% in a year). Denver-Aurora-Lakewood, CO metro.
to buy the typical home at today's mortgage rate — +$1,875 (+93%) since Jan 2020.
- 1 year
- Down $2,852 -0%
- $745,422$742,570 since Sep 2025
- 5 years
- Up $30,485 +4%
- $712,085$742,570 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Elbert$3,898
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 83 years.
Typical home values in Elbert, CO fell 0.4% over the past year — slower than the nation's +1.2%.
Living in Elbert, Elbert County, Colorado
Elbert, in Elbert County, had 188 people in the 2020 census. Unemployment in Elbert County was 4.0% in August 2026, and the county had 5.1% more jobs in 2025 than the year before. The most people in Elbert County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Elbert is a very small community on the open plains of Elbert County, Colorado, with far fewer residents than most towns people think of when they picture a place to live. Homes here are valued well above what is typical across the country, and household incomes across Elbert County are high. Winters are cold and snowy, with a good deal more snow than most of the country sees, while summers are warm rather than hot, and the year brings only modest moisture overall.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in the building trades, and in shops. Across Elbert County, the largest workplaces include the Elizabeth School District, Walmart and Safeway. The typical commute is a long one, and unemployment across the county has risen a little over the past year, though the county has added jobs.
Things to do. The best known places nearby are all a longer drive away. Garden of the Gods is a protected area of dramatic rock formations, and Castlewood Canyon State Park offers canyon scenery and trails. Palmer Park, also a longer drive away, is a city park suited to an afternoon outdoors.
Report a mistake
- 40 mintypical commute
What people in Elbert County work in
Employed residents by industry, from the Census survey. Elbert County had 5,138 jobs in 2025, 5.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 40° and lows near 9°; warmest in July, with highs near 81° and lows near 49°. About 102 inches of snow and 22 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Eastonville Nnw weather station, 8 miles away (NOAA).
Largest workplaces in Elbert County
- Elizabeth School DistrictSchool district362FTE
- WalmartWarehouse clubs and supercenters194
- SafewaySupermarkets and other grocery stores90
- Big Sandy School District No. 100JSchool district62FTE
- Twin Rivers DeliveryCourier services57
- School District No. C-2 in the county of Elbert and State ofSchool district53FTE
- ViaflexTank lining contractors52
- Elbert School District No. 200School district50FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 529 people in all across the county; Elbert has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- WildfireRelatively high
- HailRelatively high
- Winter weatherRelatively high
- LightningRelatively moderate
- Cold wavesRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Elbert’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Elbert County and the Denver-Aurora-Lakewood, CO metro.
Elbert home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Elbert$742,570
- Colorado$529,013
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Elbert listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Elbert24.00%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Elbert43
New listings per month
Sellers arriving at the market.
- Elbert8
Zip codes with a Elbert address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Elbert — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.