States · Alabama · Baldwin County

Elberta, Alabama.

Typical home $341,263 (-1.7% in a year). Daphne-Fairhope-Foley, AL metro.

What it costs per month · Elberta $1,791/mo

to buy the typical home at today's mortgage rate — +$992 (+124%) since Jan 2020.

What the home itself did
1 year
Down $5,792 -2%
$347,054$341,263 since Sep 2025
5 years
Up $42,542 +14%
$298,721$341,263 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Elberta $1,791 Alabama $1,252 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Elberta$1,791
  • Alabama$1,252
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 26 years.

Typical home values in Elberta, AL fell 1.7% over the past year — slower than the nation's +1.2%.

Living in Elberta, Baldwin County, Alabama

Elberta is a town of 1,974 people in Baldwin County. Half its households earn more than $55,000 a year and half less, against $78,775 across Baldwin County; 21% of its people live below the poverty line. Unemployment in Baldwin County was 3.1% in August 2026, and the county had 3.3% more jobs in 2025 than the year before. The most people in Baldwin County work in schools and health care, then shops.

People 1,974 in the 2020 census
Household income $55,000 the median, give or take $11,474 · Baldwin County: $78,775
Unemployment 3.1% Baldwin County, August 2026; 2.6% a year before
Homes Too few homes in Elberta for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Elberta is a small town in Baldwin County, Alabama, with a population that makes it one of the smaller communities in the area. Household incomes run below the county's, and a larger share of residents live below the poverty line than you might expect for the county as a whole. Fewer adults hold a four-year degree than in many places, and a typical home is valued above what the town's incomes might suggest.

Work. Residents work mostly in schools, hospitals and social care, in shops, in professional and business services, and in manufacturing. Some of the largest workplaces across Baldwin County are Baldwin County Schools, Thomas Hospital and Columbia Southern University. Unemployment across the county is a little higher than a year ago, though the county has added jobs over the past year, and the typical commute is a moderate one, with some people working from home.

Things to do. The Gulf is close: Ono Island, a beach, and Perdido Key State Park and Gulf State Park, both protected areas, are each a short drive away, as is the Alabama Gulf Coast Zoo. Winters are mild and the summers are hot, with little or no snow and plenty of rain through the year. For a longer outing, the National Naval Aviation Museum and the old forts around the bay are a longer drive away.

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  • 1,002households
  • 17%of adults have a degree
  • 21%below the poverty line
  • 24 mintypical commute
  • 10%work from home

What people in Baldwin County work in

  • Schools, hospitals and social care20%
  • Shops (retail)14%
  • Professional and business services12%
  • Manufacturing10%
  • Restaurants, hotels and entertainment10%
  • Building trades8%

Employed residents by industry, from the Census survey. Baldwin County had 87,943 jobs in 2025, 3.3% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 61° and 39°; warmest in July, 90° and 72° 30° 40° 50° 60° 70° 80° 90° J 61° 39° F M A M J J 90° 72° A S O N D
Average daily high and low for each month: coldest in January, 61° and 39°; warmest in July, 90° and 72° 30° 40° 50° 60° 70° 80° 90° J 61° 39° F M A M J J 90° 72° A S O N D

Coldest in January, with highs near 61° and lows near 39°; warmest in July, with highs near 90° and lows near 72°. About 69 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Robertsdale weather station, 15 miles away (NOAA).

Largest workplaces in Baldwin County

  1. Baldwin County SchoolsSchool district3,835FTE
  2. Thomas HospitalGeneral hospital1,015FTE
  3. Columbia Southern UniversityUniversity or college943
  4. Coastal Alabama Community CollegeTwo-year college736
  5. South Baldwin Regional Medical CenteGeneral hospital708FTE
  6. Brett/Robinson GulfResidential property managing634
  7. Legacy HospiceHome health care agencies497
  8. WalmartWarehouse clubs and supercenters405

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 153 workplaces with 20 or more staff, 17,243 people in all across the county; Elberta has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HurricanesVery high
  2. LightningVery high
  3. Coastal floodingRelatively high
  4. Inland floodingRelatively high
  5. Heat wavesRelatively high
  6. TornadoesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Elberta’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Baldwin County and the Daphne-Fairhope-Foley, AL metro.

Elberta home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Elberta $341,263 Alabama $238,614 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Elberta$341,263
  • Alabama$238,614
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Elberta listings — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Elberta 26.74% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Elberta26.74%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Elberta 97
25 50 75 100 2018 2022 2026
  • Elberta97

New listings per month

Sellers arriving at the market.

10 15 20 2025 2026 Elberta 17
10 15 20 2025 2026
  • Elberta17

Zip codes with a Elberta address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Elberta — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Elberta