Elberta, Alabama.
Typical home $341,263 (-1.7% in a year). Daphne-Fairhope-Foley, AL metro.
to buy the typical home at today's mortgage rate — +$992 (+124%) since Jan 2020.
- 1 year
- Down $5,792 -2%
- $347,054$341,263 since Sep 2025
- 5 years
- Up $42,542 +14%
- $298,721$341,263 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Elberta$1,791
- Alabama$1,252
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in Elberta, AL fell 1.7% over the past year — slower than the nation's +1.2%.
Living in Elberta, Baldwin County, Alabama
Elberta is a town of 1,974 people in Baldwin County. Half its households earn more than $55,000 a year and half less, against $78,775 across Baldwin County; 21% of its people live below the poverty line. Unemployment in Baldwin County was 3.1% in August 2026, and the county had 3.3% more jobs in 2025 than the year before. The most people in Baldwin County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Elberta is a small town in Baldwin County, Alabama, with a population that makes it one of the smaller communities in the area. Household incomes run below the county's, and a larger share of residents live below the poverty line than you might expect for the county as a whole. Fewer adults hold a four-year degree than in many places, and a typical home is valued above what the town's incomes might suggest.
Work. Residents work mostly in schools, hospitals and social care, in shops, in professional and business services, and in manufacturing. Some of the largest workplaces across Baldwin County are Baldwin County Schools, Thomas Hospital and Columbia Southern University. Unemployment across the county is a little higher than a year ago, though the county has added jobs over the past year, and the typical commute is a moderate one, with some people working from home.
Things to do. The Gulf is close: Ono Island, a beach, and Perdido Key State Park and Gulf State Park, both protected areas, are each a short drive away, as is the Alabama Gulf Coast Zoo. Winters are mild and the summers are hot, with little or no snow and plenty of rain through the year. For a longer outing, the National Naval Aviation Museum and the old forts around the bay are a longer drive away.
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- 1,002households
- 17%of adults have a degree
- 21%below the poverty line
- 24 mintypical commute
- 10%work from home
What people in Baldwin County work in
Employed residents by industry, from the Census survey. Baldwin County had 87,943 jobs in 2025, 3.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 61° and lows near 39°; warmest in July, with highs near 90° and lows near 72°. About 69 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Robertsdale weather station, 15 miles away (NOAA).
Largest workplaces in Baldwin County
- Baldwin County SchoolsSchool district3,835FTE
- Thomas HospitalGeneral hospital1,015FTE
- Columbia Southern UniversityUniversity or college943
- Coastal Alabama Community CollegeTwo-year college736
- South Baldwin Regional Medical CenteGeneral hospital708FTE
- Brett/Robinson GulfResidential property managing634
- Legacy HospiceHome health care agencies497
- WalmartWarehouse clubs and supercenters405
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 153 workplaces with 20 or more staff, 17,243 people in all across the county; Elberta has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesVery high
- LightningVery high
- Coastal floodingRelatively high
- Inland floodingRelatively high
- Heat wavesRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Elberta’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Baldwin County and the Daphne-Fairhope-Foley, AL metro.
Elberta home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Elberta$341,263
- Alabama$238,614
- United States$366,157
Sellers are cutting prices on about 1 in 4 Elberta listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Elberta26.74%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Elberta97
New listings per month
Sellers arriving at the market.
- Elberta17
Zip codes with a Elberta address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Elberta — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.