States · Missouri · Miller County

Eldon, Missouri.

Typical home $192,743 (+1.1% in a year).

What it costs per month · Eldon $1,012/mo

to buy the typical home at today's mortgage rate — +$614 (+154%) since Jan 2020.

What the home itself did
1 year
Up $2,176 +1%
$190,568$192,743 since Sep 2025
5 years
Up $49,734 +35%
$143,009$192,743 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Eldon $1,012 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Eldon$1,012
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Eldon, MO rose 1.1% over the past year — in step with the nation.

Living in Eldon, Miller County, Missouri

Eldon is a city of 4,416 people in Miller County. Half its households earn more than $41,684 a year and half less, against $56,736 across Miller County; 13% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Miller County was 3.4% in August 2026, and the county had 2.5% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 4,416 in the 2020 census
Household income $41,684 the median, give or take $8,419 · Miller County: $56,736
Unemployment 3.4% Miller County, August 2026; 3.6% a year before
Homes 68% lived in by their owners; 32% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Eldon is a small city in Miller County, Missouri, where most homes are lived in by their owners. Household incomes run below the county's, and a typical home costs less than in many parts of the country. Fewer adults hold a four-year degree than in the country as a whole, and winters are cold while summers turn hot.

Work. Many residents work in schools, hospitals and social care, in shops, in restaurants and hotels, and in manufacturing. Among the larger workplaces in Eldon are Adient US, which makes automobile seat frames, Eldon R-I Schools and Dillon Stores, a grocery chain. Commutes are short, and only a small number of people work from home.

Things to do. Blue Spring Creek, a river, is a short drive away. A longer drive leads to the Lake of the Ozarks, a large reservoir, and to Bridal Cave, a tourist attraction. Lake of the Ozarks State Park, a protected area, is also a longer drive away.

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  • 1,985households
  • 18%of adults have a degree
  • 13%below the poverty line
  • 20 mintypical commute
  • 6%work from home

What residents work in

  • Schools, hospitals and social care24%
  • Shops (retail)18%
  • Restaurants, hotels and entertainment14%
  • Manufacturing10%
  • Transport, warehouses and utilities9%
  • Building trades6%

Employed residents by industry, from the Census survey. Miller County had 7,806 jobs in 2025, 2.5% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 22°; warmest in July, 89° and 69° 20° 40° 60° 80° J 40° 22° F M A M J J 89° 69° A S O N D
Average daily high and low for each month: coldest in January, 40° and 22°; warmest in July, 89° and 69° 20° 40° 60° 80° J 40° 22° F M A M J J 89° 69° A S O N D

Coldest in January, with highs near 40° and lows near 22°; warmest in July, with highs near 89° and lows near 69°. About 45 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Eldon weather station, under a mile away (NOAA).

Largest workplaces in Eldon

  1. Adient USAutomobile seat frames, metal, manufacturing365
  2. Eldon R-I SchoolsSchool district205FTE
  3. Dillon StoresSupermarkets and other grocery except convenience stores68
  4. Gateway Industries of EldonNovelties, not specified elsewhere, manufacturing43
  5. EldonMail and parcel delivery28
  6. Hogan TransportsGeneral freight trucking, local28

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 532 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively high
  2. Heat wavesRelatively high
  3. Winter weatherRelatively high
  4. TornadoesRelatively high
  5. Strong windRelatively moderate
  6. Cold wavesrelatively high in parts of EldonRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Eldon’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Miller County.

Eldon home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Eldon $192,743 Missouri $265,387 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Eldon$192,743
  • Missouri$265,387
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Eldon listings — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

20% 25% 30% 35% 2025 2026 Eldon 30.88% United States 26.90%
20% 25% 30% 35% 2025 2026
  • Eldon30.88%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Eldon 34
10 20 30 40 2018 2022 2026
  • Eldon34

New listings per month

Sellers arriving at the market.

5 8 10 12 2026 Eldon 7
5 8 10 12 2026
  • Eldon7

Zip codes with a Eldon address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Eldon — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Eldon