Electra, Texas.
Typical home $78,770 (+2.7% in a year). Vernon, TX metro.
to buy the typical home at today's mortgage rate — +$180 (+77%) since Jan 2020.
- 1 year
- Up $2,039 +3%
- $76,731$78,770 since Sep 2025
- 5 years
- Down $2,842 -3%
- $81,612$78,770 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Electra$413
- Texas$1,556
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Electra, TX rose 2.7% over the past year — faster than the nation's +1.2%.
Living in Electra, Wilbarger County, Texas
Electra is a city of 2,292 people in Wilbarger County. Half its households earn more than $69,167 a year and half less, against $54,102 across Wilbarger County; 20% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Wilbarger County was 4.1% in August 2026, and the county had 0.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then transport and warehouses.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Electra is a small Texas city where most homes are lived in by their owners, and households earn more than the typical household across Wilbarger County. Home values are modest. Winters are cold but short of harsh, and summers get properly hot, with July the warmest month. Few adults hold a four-year degree, and a good share of residents live with money worries.
Work. Residents most often work in schools, hospitals and social care, followed by transport, warehouses and utilities, then manufacturing and shops. Across Wilbarger County, the largest workplaces include Tyson Refrigerated Processed Meats, Vernon ISD and Wilbarger General Hospital. The typical commute is short, and only a small number of people work from home. Jobs across the county have held roughly steady over the past year.
Things to do. The Professional Wrestling Hall of Fame and Museum is the best known place nearby, a museum reached by a longer drive. For time on the water, Lake Kickapoo and Lake Wichita are both reservoirs, also a longer drive away. The Wichita Falls Railroad Museum is another longer drive for anyone who likes trains and local history.
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- 894households
- 17%of adults have a degree
- 20%below the poverty line
- 20 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Wilbarger County had 6,027 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 53° and lows near 29°; warmest in July, with highs near 98° and lows near 73°.
Average daily high and low, 1991–2020, at the Grandfield 3W Mesonet weather station, 18 miles away (NOAA).
Largest workplaces in Wilbarger County
- Tyson Refrigerated Processed MeatsMeat processed from carcasses876
- Vernon ISDSchool district303FTE
- Vernon CollegeTwo-year college269
- Wilbarger General HospitalGeneral hospital192FTE
- WalmartWarehouse clubs and supercenters176
- United SupermarketsSupermarket125
- UPSCouriers and express delivery services77
- SyensqoCarbon organic compounds, not specified elsewhere by process, manufacturing62
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 1,365 people in all across the county; Electra has two of its own. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- WildfireRelatively moderate
- HailRelatively moderate
- Ice stormsRelatively moderate
- TornadoesRelatively moderate
- Heat wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Electra’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Wilbarger County and the Vernon, TX metro.
Electra home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Electra$78,770
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 13 Electra listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Electra7.82%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Electra26
New listings per month
Sellers arriving at the market.
- Electra5
Zip codes with a Electra address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Electra — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.