Elgin, Oklahoma.
Typical home $307,188 (+5.6% in a year), asking rent $1,917 . Lawton, OK metro.
to buy the typical home at today's mortgage rate — +$865 (+116%) since Jan 2020.
- 1 year
- Up $16,271 +6%
- $290,917$307,188 since Sep 2025
- 5 years
- Up $73,131 +31%
- $234,058$307,188 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Elgin$1,612
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Elgin, OK rose 5.6% over the past year — faster than the nation's +1.2%.
Living in Elgin, Comanche County, Oklahoma
Elgin is a city of 3,656 people in Comanche County. 75% of its homes are lived in by their owners and 25% are rented. Unemployment in Comanche County was 4.6% in August 2026, and the county had 1.0% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Elgin is a small city in Comanche County, Oklahoma, with a younger population than the typical American community. Most homes are lived in by their owners, and a good share of adults hold a four-year degree. Winters are cold but short, with highs near the freezing mark rarely seen, while summers turn hot, with July the warmest month.
Work. People in Elgin work mostly in schools, hospitals and social care, in government, and in restaurants, hotels and entertainment, with shops close behind. Across Comanche County, some of the largest workplaces are Lawton Schools, Apache Casino Hotel and Lawton Indian Hospital. The county has lost a small number of jobs over the past year, and unemployment there has crept up, while the commute for many residents is a fairly long one.
Things to do. Lake Ellsworth is a lake a short drive away, and Richards Spur, a protected area, is also close. For a longer outing, the Wichita Mountains Wildlife Refuge is a protected area a longer drive away, and the Museum of the Great Plains is a museum worth the trip.
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- 1,204households
- 43%of adults have a degree
- 11%below the poverty line
- 29 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Comanche County had 40,936 jobs in 2025, 1.0% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 50° and lows near 28°; warmest in July, with highs near 93° and lows near 70°.
Average daily high and low, 1991–2020, at the Apache 4ENE Mesonet weather station, 9 miles away (NOAA).
Largest workplaces in Comanche County
- Goodyear Tire and Rubber Co2,428
- Lawton SchoolsSchool district1,940FTE
- Apache Casino HotelCasinos676
- Lawton Indian HospitalGeneral hospital600FTE
- Kindred HealthcareGeneral medical and surgical hospitals460
- Cameron UniversityUniversity or college451
- Indian Health ServiceFederal government · Department of Health and Human Services450
- WalmartWarehouse clubs and supercenters433
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 51 workplaces with 20 or more staff, 7,437 people in all across the county; Elgin has two of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Elgin’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Comanche County and the Lawton, OK metro.
Elgin home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Elgin$307,188
- Oklahoma$220,801
- United States$366,157
Sellers are cutting prices on about 1 in 5 Elgin listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Elgin20.88%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Elgin42
New listings per month
Sellers arriving at the market.
- Elgin11
Zip codes with a Elgin address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Elgin — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.