Elkhart, Texas.
Typical home $264,279 (+6.5% in a year). Palestine, TX metro.
to buy the typical home at today's mortgage rate — +$826 (+147%) since Jan 2020.
- 1 year
- Up $16,049 +6%
- $248,229$264,279 since Sep 2025
- 5 years
- Up $72,066 +37%
- $192,213$264,279 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Elkhart$1,387
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Elkhart, TX rose 6.5% over the past year — faster than the nation's +1.2%.
Living in Elkhart, Anderson County, Texas
Elkhart is a town of 1,287 people in Anderson County. Unemployment in Anderson County was 4.7% in August 2026, and the county had 2.1% more jobs in 2025 than the year before. The most people in Anderson County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Elkhart is a small town in Anderson County in East Texas, with a population well under the size of most county seats. Few adults here hold a four-year degree compared with the country as a whole, and the typical home is worth more than many people might expect for a town this size. Winters are cool and short, and summers are hot, with little or no snow and a fair amount of rain through the year.
Work. Most residents who work are employed in schools, hospitals and social care, in shops, in transport, warehouses and utilities, or in government. Across Anderson County, some of the largest workplaces are Sanderson Farms Palestine Processing, Palestine ISD and Palestine Regional Medical Center. Unemployment across the county is a little higher than it was a year ago, though the county has added jobs over the past year, and the typical commute is a long one.
Things to do. A short drive away is the Museum for East Texas Culture, a good place to learn about the region's past. A longer drive brings you to Mission Tejas State Park, a protected area of East Texas woodland, and to Caddo Mounds State Historic Site, a museum on the early peoples of the area. Catfish Creek, a river, is also a longer drive from town.
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- 551households
- 9%of adults have a degree
- 30 mintypical commute
- 10%work from home
What people in Anderson County work in
Employed residents by industry, from the Census survey. Anderson County had 20,563 jobs in 2025, 2.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 59° and lows near 35°; warmest in August, with highs near 95° and lows near 71°. About 47 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Palestine Northeast weather station, 11 miles away (NOAA).
Largest workplaces in Anderson County
- Sanderson Farms Palestine ProcessingPoultry processing1,108
- WalmartGeneral warehousing and storage848
- Palestine ISDSchool district518FTE
- Palestine Regional Medical CenterGeneral hospital463FTE
- WalmartGeneral freight trucking, long-distance, truckload447
- WalmartGeneral warehousing and storage437
- WalmartWarehouse clubs and supercenters366
- Allied Truss PalestineTrusses, wood roof or floor, manufacturing325
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 30 workplaces with 20 or more staff, 5,518 people in all across the county; Elkhart has two of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Strong windRelatively high
- LightningRelatively high
- Cold wavesRelatively high
- DroughtRelatively moderate
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Elkhart’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Anderson County and the Palestine, TX metro.
Elkhart home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Elkhart$264,279
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 4 Elkhart listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Elkhart22.88%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Elkhart38
New listings per month
Sellers arriving at the market.
- Elkhart7
Zip codes with a Elkhart address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Elkhart — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.