States · Missouri · Carter County

Ellsinore, Missouri.

Typical home $208,812 (+5.0% in a year).

What it costs per month · Ellsinore $1,096/mo

to buy the typical home at today's mortgage rate — +$607 (+124%) since Jan 2020.

What the home itself did
1 year
Up $9,938 +5%
$198,874$208,812 since Sep 2025
5 years
Up $37,877 +22%
$170,936$208,812 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Ellsinore $1,096 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Ellsinore$1,096
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in Ellsinore, MO rose 5.0% over the past year — faster than the nation's +1.2%.

Living in Ellsinore, Carter County, Missouri

Ellsinore is a city of 416 people in Carter County. Half its households earn more than $52,010 a year and half less, against $50,000 across Carter County. Unemployment in Carter County was 5.0% in August 2026, and the county had 1.6% fewer jobs in 2025 than the year before. The most people in Carter County work in manufacturing, then schools and health care.

People 416 in the 2020 census
Household income $52,010 the median, give or take $11,766 · Carter County: $50,000
Unemployment 5.0% Carter County, August 2026; 4.8% a year before
Homes Too few homes in Ellsinore for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ellsinore is a very small city in Carter County, in the Missouri Ozarks. Household incomes here run a little above the county's, and the typical home is valued at less than many buyers would expect to pay in much of the country. Winters are cold, with January the chilliest month, and summers are hot, with July the warmest. Rain and melted snow add up to a good deal across the year.

Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in the building trades and in shops. Across Carter County, the largest workplaces include East Carter CO. R-II Schools, Royal Oak Enterprises, a charcoal maker, and the National Park Service. The county had fewer jobs last year than the year before, and unemployment there is a little higher than it was a year ago. The typical commute is longer than many people would choose.

Things to do. Much of what is nearby is water. Beehole Branch, Brushy Creek and Eads Creek are all rivers a short drive away. A longer drive leads to Lake Wappapello, a reservoir, and to Current River Cavern, a tourist attraction.

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  • 28 mintypical commute

What people in Carter County work in

  • Manufacturing26%
  • Schools, hospitals and social care17%
  • Building trades15%
  • Shops (retail)10%
  • Restaurants, hotels and entertainment10%
  • Government7%

Employed residents by industry, from the Census survey. Carter County had 1,448 jobs in 2025, 1.6% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 43° and 23°; warmest in July, 89° and 68° 20° 40° 60° 80° J 43° 23° F M A M J J 89° 68° A S O N D
Average daily high and low for each month: coldest in January, 43° and 23°; warmest in July, 89° and 68° 20° 40° 60° 80° J 43° 23° F M A M J J 89° 68° A S O N D

Coldest in January, with highs near 43° and lows near 23°; warmest in July, with highs near 89° and lows near 68°. About 49 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Clearwater Dam weather station, 14 miles away (NOAA).

Largest workplaces in Carter County

  1. East Carter Co. R-II SchoolsSchool district92FTE
  2. Van Buren R-I SchoolsSchool district77FTE
  3. Royal Oak EnterprisesCharcoal manufacturing62
  4. HR Quadri ContractorsHighway construction46
  5. National Park ServiceFederal government · Department of the Interior32
  6. McClain Forest ProductsDimension lumber, hardwood, resawing purchased lumber24

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 132 people in all across the county; Ellsinore has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesVery high
  2. LightningVery high
  3. Strong windVery high
  4. Inland floodingVery high
  5. Ice stormsVery high
  6. TornadoesVery high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ellsinore’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carter County.

Ellsinore home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Ellsinore $208,812 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Ellsinore$208,812
  • Missouri$265,387
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 6 7 8 9 2026 Ellsinore 9
5 6 7 8 9 2026
  • Ellsinore9

Zip codes with a Ellsinore address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ellsinore — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ellsinore