Emmitsburg, Maryland.
Typical home $367,386 (+2.0% in a year), asking rent $1,188 . Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
to buy the typical home at today's mortgage rate — +$995 (+107%) since Jan 2020.
- 1 year
- Up $7,234 +2%
- $360,152$367,386 since Sep 2025
- 5 years
- Up $67,371 +22%
- $300,015$367,386 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Emmitsburg$1,928
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Emmitsburg, MD rose 2.0% over the past year — faster than the nation's +1.2%.
Living in Emmitsburg, Frederick County, Maryland
Emmitsburg is a town of 2,770 people in Frederick County. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Frederick County was 3.3% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Emmitsburg is a small town in Frederick County, Maryland, where most homes are lived in by their owners and rents run lower than the home prices might suggest. Fewer adults hold a four-year degree here than you might expect in a county with incomes this high, and the town's own poverty rate is a little higher than the county's relative comfort would suggest. Winters are cold, with January the coldest month and a fair amount of snow, while July brings warm summer afternoons and rain or melted snow falls steadily through the year.
Work. Many residents work in schools, hospitals and social care, in restaurants, hotels and entertainment, in the building trades, or in government. Some of the largest workplaces in town are the Federal Emergency Management Agency, Daughters of Charity Ministries and Emmitsburg Glass Company. Commutes tend to run long, and a smaller group of people work from home.
Things to do. The National Fallen Firefighters Memorial is in or beside town, and Gettysburg National Military Park, a historic battlefield site, is a short drive away. Catoctin Mountain Park, a wooded park with trails, is also a short drive, as is Liberty Mountain Resort, a ski area that suits the snowy winters. Cunningham Falls State Park is a longer drive away.
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- 1,064households
- 28%of adults have a degree
- 12%below the poverty line
- 37 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Frederick County had 106,962 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 22°; warmest in July, with highs near 85° and lows near 64°. About 28 inches of snow and 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Emmitsburg Southeast weather station, 3 miles away (NOAA).
Largest workplaces in Emmitsburg
- Federal Emergency Management AgencyFederal government · Department of Homeland Security155
- Ascension HealthOther residential care facilities144
- Emmitsburg Glass CompanyGlass and glazing contractors83
- Bollinger ConstructionFraming contractors50
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 277 people in all. Federal offices come from OPM's federal workforce data (2026). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- LightningRelatively moderate
- Strong windRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Emmitsburg’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Frederick County and the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
Emmitsburg home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Emmitsburg$367,386
- Maryland$424,890
- United States$366,157
Sellers are cutting prices on about 1 in 3 Emmitsburg listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Emmitsburg18
New listings per month
Sellers arriving at the market.
- Emmitsburg5
Zip codes with a Emmitsburg address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Emmitsburg — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.