States · Colorado · Larimer County

Estes Park, Colorado.

Typical home $682,523 (+1.0% in a year), asking rent $2,383 . Fort Collins, CO metro.

What it costs per month · Estes Park $3,582/mo

to buy the typical home at today's mortgage rate — +$1,791 (+100%) since Jan 2020.

What the home itself did
1 year
Up $6,631 +1%
$675,892$682,523 since Sep 2025
5 years
Up $75,217 +12%
$607,306$682,523 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Estes Park $3,582 Colorado $2,777 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Estes Park$3,582
  • Colorado$2,777
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 30 years.

Typical home values in Estes Park, CO rose 1.0% over the past year — slower than the nation's +1.2%.

Living in Estes Park, Larimer County, Colorado

Estes Park is a town of 5,904 people in Larimer County. Half its households earn more than $85,956 a year and half less, against $93,765 across Larimer County; 8% of its people live below the poverty line. 69% of its homes are lived in by their owners and 31% are rented. Unemployment in Larimer County was 4.4% in August 2026, and the county had 2.3% fewer jobs in 2025 than the year before. The most residents work in restaurants and hotels, then shops.

People 5,904 in the 2020 census
Household income $85,956 the median, give or take $17,627 · Larimer County: $93,765
Unemployment 4.4% Larimer County, August 2026; 3.8% a year before
Homes 69% lived in by their owners; 31% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Estes Park is a small mountain town where most homes are lived in by their owners, and home values and rents run high. Household incomes are somewhat below the county's, and a good share of adults hold a four-year degree. Winters are cold and very snowy, with summers that stay mild and pleasant, and the town sees a fair amount of moisture across the year.

Work. Many residents work in restaurants, hotels and entertainment, in shops, and in other service jobs, which fits a town so close to a national park. Among the largest workplaces in town are the National Park Service, the Estes Park school district and Safeway. Commutes are short, and a fair number of people work from home. Across Larimer County, unemployment is a little higher than a year earlier and the number of jobs slipped last year.

Things to do. Rocky Mountain National Park, a national park, is a short drive away, and so are Bear Lake and Sprague Lake, both mountain lakes. Closer in, Lake Estes is a reservoir in or beside town. For a longer outing, Grand Lake, a reservoir, is a longer drive away.

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  • 2,864households
  • 57%of adults have a degree
  • 8%below the poverty line
  • 13 mintypical commute
  • 15%work from home

What residents work in

  • Restaurants, hotels and entertainment23%
  • Shops (retail)13%
  • Other services11%
  • Professional and business services11%
  • Schools, hospitals and social care10%
  • Building trades9%

Employed residents by industry, from the Census survey. Larimer County had 171,281 jobs in 2025, 2.3% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 36° and 16°; warmest in July, 80° and 48° 20° 40° 60° 80° J F M A M J J 80° 48° A S O N D 36° 16°
Average daily high and low for each month: coldest in December, 36° and 16°; warmest in July, 80° and 48° 20° 40° 60° 80° J F M A M J J 80° 48° A S O N D 36° 16°

Coldest in December, with highs near 36° and lows near 16°; warmest in July, with highs near 80° and lows near 48°. About 104 inches of snow and 17 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Estes Park Sse weather station, 2 miles away (NOAA).

Largest workplaces in Estes Park

  1. National Park ServiceFederal government · Department of the Interior273
  2. Estes Park School District R-3School district157FTE
  3. SafewaySupermarkets and other grocery stores112
  4. Z-Golf Food & Beverage ServicesFood & beverage service, banquet81
  5. Delaware North CompaniesHotels except casino hotels and motels58
  6. Office of the Secretary of the InteriorFederal government · Department of the Interior41
  7. Lamson Properties ManagementHotels, resort, without casinos21

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 272 people in all. Federal offices come from OPM's federal workforce data (2026) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningVery high
  2. Inland floodingVery high
  3. WildfireRelatively high
  4. Winter weatherRelatively high
  5. AvalanchesRelatively high
  6. HailRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Estes Park’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Larimer County and the Fort Collins, CO metro.

Estes Park home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Estes Park $682,523 Colorado $529,013 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Estes Park$682,523
  • Colorado$529,013
  • United States$366,157
Property tax, 2026 roll $3,107/yr median bill inside Estes Park, effective 0.44% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Estes Park listings, and the typical home goes pending in 46 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Estes Park 26.83% United States 26.90%
5% 10% 15% 20% 25% 2018 2022 2026
  • Estes Park26.83%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

25 50 75 100 125 2026 Estes Park 46 United States 27
25 50 75 100 125 2026
  • Estes Park46
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

50 100 150 200 2018 2019 2020 2021 2022 2023 2024 2025 2026 Estes Park 190
50 100 150 200 2018 2022 2026
  • Estes Park190

New listings per month

Sellers arriving at the market.

20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Estes Park 35
20 30 40 50 2018 2022 2026
  • Estes Park35

Median sale price

What buyers actually paid — closed sales, not asking prices.

$400,000 $500,000 $600,000 $700,000 2026 Estes Park $638,328 United States $371,407
$400,000 $500,000 $600,000 $700,000 2026
  • Estes Park$638,328
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

96.6% 96.8% 97.0% 97.2% 2026 Estes Park 97.07%
96.6% 96.8% 97.0% 97.2% 2026
  • Estes Park97.07%

Zip codes with a Estes Park address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Estes Park — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Estes Park