Eufaula, Oklahoma.
Typical home $200,845 (+1.1% in a year). McAlester, OK metro.
to buy the typical home at today's mortgage rate — +$604 (+134%) since Jan 2020.
- 1 year
- Up $2,140 +1%
- $198,705$200,845 since Sep 2025
- 5 years
- Up $43,175 +27%
- $157,670$200,845 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Eufaula$1,054
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Eufaula, OK rose 1.1% over the past year — in step with the nation.
Living in Eufaula, McIntosh County, Oklahoma
Eufaula is a city of 2,766 people in McIntosh County. Half its households earn more than $37,289 a year and half less, against $46,281 across McIntosh County; 29% of its people live below the poverty line. 57% of its homes are lived in by their owners and 43% are rented. Unemployment in McIntosh County was 5.9% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Eufaula is a small city in McIntosh County, Oklahoma, where most homes are lived in by their owners. Household incomes run below the county's, and a larger share of residents live below the poverty line than most places would expect. Few adults hold a four-year degree. Winters are cool, with January the coldest month and nights that dip below freezing, and only a little snow falls in a typical year. Summers are hot, and rain and melted snow add up to a fair amount over the year.
Work. Residents work mostly in schools, hospitals and social care, with shops, banks, insurance and property, and the building trades also employing many. Across McIntosh County, some of the largest workplaces are Walmart, Checotah Schools and Eufaula Schools. The typical commute is moderate, and only a small number of people work from home. Unemployment across the county is a little higher than a year earlier, and the number of jobs has barely changed.
Things to do. Eufaula Lake, a reservoir, is a short drive away, as is Lake Eufaula State Park on its shores. Arrowhead State Park, also a short drive away, is another protected area for time outdoors. Robbers Cave State Park is a longer drive away, for those willing to go farther.
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- 1,220households
- 15%of adults have a degree
- 29%below the poverty line
- 20 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. McIntosh County had 4,615 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 50° and lows near 25°; warmest in July, with highs near 96° and lows near 69°. About 5 inches of snow and 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Webbers Falls Wsw weather station, 25 miles away (NOAA).
Largest workplaces in McIntosh County
- WalmartWarehouse clubs and supercenters262
- Checotah SchoolsSchool district198FTE
- Eufaula SchoolsSchool district161FTE
- Muscogee Creek Nation Department of HealthClinics/centers of health practitioners from more than one industry practicing within the same establishment67
- Atwoods 42Retail store28
- Heritage Home CareHome health agencies28
- ChecotahMail and parcel delivery21
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 406 people in all across the county; Eufaula has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- LightningVery high
- TornadoesVery high
- DroughtRelatively high
- Heat wavesRelatively high
- HailRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Eufaula’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on McIntosh County and the McAlester, OK metro.
Eufaula home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Eufaula$200,845
- Oklahoma$220,801
- United States$366,157
Sellers are cutting prices on about 1 in 4 Eufaula listings, and the typical home goes pending in 80 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Eufaula24.10%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Eufaula80
- United States24
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Eufaula238
New listings per month
Sellers arriving at the market.
- Eufaula27
Median sale price
What buyers actually paid — closed sales, not asking prices.
Not enough data to draw this yet.
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
Not enough data to draw this yet.
Zip codes with a Eufaula address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Eufaula — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.