States · Missouri · Miller County

Eugene, Missouri.

Typical home $307,043 (+7.4% in a year). Jefferson City, MO metro.

What it costs per month · Eugene $1,612/mo

to buy the typical home at today's mortgage rate — +$999 (+163%) since Jan 2020.

What the home itself did
1 year
Up $21,288 +7%
$285,755$307,043 since Sep 2025
5 years
Up $91,158 +42%
$215,885$307,043 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Eugene $1,612 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Eugene$1,612
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Eugene, MO rose 7.4% over the past year — faster than the nation's +1.2%.

Living in Eugene, Miller County, Missouri

Eugene, in Miller County, had 140 people in the 2020 census. Unemployment in Miller County was 3.4% in August 2026, and the county had 2.5% fewer jobs in 2025 than the year before. The most people in Miller County work in schools and health care, then shops.

People 140 in the 2020 census
Household income Too few homes in Eugene for the Census survey to measure.
Unemployment 3.4% Miller County, August 2026; 3.6% a year before
Homes Too few homes in Eugene for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Eugene is a very small community in Miller County, Missouri, among the smallest places in the county. Homes here are valued well above what the county's modest household incomes might suggest, and the weather runs to cold winters and hot summers, with a fair amount of rain and melted snow through the year.

Work. Residents work mostly in schools, hospitals and social care, in shops, in the building trades and in manufacturing. Across Miller County, some of the largest workplaces are Quaker Window Co. - Eldon, Adient US and Eldon R-I Schools, and the county has recently seen slightly fewer jobs than the year before.

Things to do. Lake of the Ozarks, a large reservoir, is a longer drive away, as is Bridal Cave, a tourist attraction. Closer to home, creeks such as Coon Creek and Tavern Creek are a short drive away.

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What people in Miller County work in

  • Schools, hospitals and social care23%
  • Shops (retail)15%
  • Building trades11%
  • Manufacturing9%
  • Restaurants, hotels and entertainment8%
  • Government8%

Employed residents by industry, from the Census survey. Miller County had 7,806 jobs in 2025, 2.5% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 22°; warmest in July, 89° and 69° 20° 40° 60° 80° J 40° 22° F M A M J J 89° 69° A S O N D
Average daily high and low for each month: coldest in January, 40° and 22°; warmest in July, 89° and 69° 20° 40° 60° 80° J 40° 22° F M A M J J 89° 69° A S O N D

Coldest in January, with highs near 40° and lows near 22°; warmest in July, with highs near 89° and lows near 69°. About 45 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Eldon weather station, 10 miles away (NOAA).

Largest workplaces in Miller County

  1. Quaker Window Co. - EldonMetal window and door manufacturing434
  2. Adient USAutomobile seat frames, metal, manufacturing365
  3. Eldon R-I SchoolsSchool district205FTE
  4. School of the OsageSchool district190FTE
  5. Opies TransportSpecialized freight trucking, long-distance140
  6. WalmartDiscount department stores101
  7. Iberia R-V SchoolsSchool district73FTE
  8. StoneBridge Lake OzarkSkilled nursing facilities71

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 1,379 people in all across the county; Eugene has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Heat wavesRelatively high
  2. Ice stormsRelatively high
  3. Winter weatherRelatively high
  4. Strong windRelatively high
  5. TornadoesRelatively high
  6. LightningRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Eugene’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Miller County and the Jefferson City, MO metro.

Eugene home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Eugene $307,043 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Eugene$307,043
  • Missouri$265,387
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Eugene address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Eugene — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Eugene