Eureka, Missouri.
Typical home $410,814 (+2.3% in a year). St. Louis, MO-IL metro.
to buy the typical home at today's mortgage rate — +$1,095 (+103%) since Jan 2020.
- 1 year
- Up $9,114 +2%
- $401,700$410,814 since Sep 2025
- 5 years
- Up $77,293 +23%
- $333,521$410,814 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Eureka$2,156
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Eureka, MO rose 2.3% over the past year — faster than the nation's +1.2%.
Living in Eureka, Jefferson County, Missouri
Eureka is a city of 11,646 people in Jefferson County. Half its households earn more than $108,394 a year and half less, against $82,851 across Jefferson County; 8% of its people live below the poverty line. 79% of its homes are lived in by their owners and 21% are rented. Unemployment in Jefferson County was 3.6% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Eureka is a city in Jefferson County, Missouri, with a population that has grown past the size of a small town. Household incomes here run well above the county's, and fewer residents live below the poverty line than you might expect. Most homes are lived in by their owners, and a typical home is worth a good deal. Winters are cold, with January highs a little above freezing and lows well below it, while summers turn hot by July. Rain and melted snow add up to a fair amount over the year.
Work. Many residents work in schools, hospitals and social care, in shops, in professional and business services, and in banks, insurance and property. Rockwood R-VI Schools, Walmart and Schnuck Markets are among the largest workplaces in Eureka. Commutes are on the long side, and a good number of people work from home. Unemployment across Jefferson County is a little lower than a year ago, and the county has added a few more jobs.
Things to do. Close to town, Mid America Adventure is an amusement park, and The Boss is a tourist attraction in or beside Eureka. For a day out, St. Louis sights are a longer drive away, among them Gateway Arch National Park, the Missouri Botanical Garden and the Saint Louis Art Museum. Busch Stadium, a longer drive away, is the place to catch a ball game.
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- 4,690households
- 52%of adults have a degree
- 8%below the poverty line
- 27 mintypical commute
- 18%work from home
What residents work in
Employed residents by industry, from the Census survey. Jefferson County had 49,584 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 22°; warmest in July, with highs near 90° and lows near 68°. About 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the St. Louis Sprt Of South L Airport weather station, 11 miles away (NOAA).
Largest workplaces in Eureka
- Rockwood R-VI SchoolsSchool district3,388FTE
- WalmartWarehouse clubs and supercenters314
- Gershenson Construction CoRoad construction154
- Schnuck MarketsSupermarket groc not convenience store110
- RSP Senior LivingSkilled nursing facilities103
- Waddell ConcreteConcrete finishing45
- EurekaMail and parcel delivery27
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 753 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesVery high
- HailRelatively high
- Inland floodingRelatively high
- Cold wavesRelatively high
- LightningRelatively high
- Landslidesrelatively high in parts of EurekaRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Eureka’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jefferson County and the St. Louis, MO-IL metro.
Eureka home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Eureka$410,814
- Missouri$265,387
- United States$366,157
Sellers are cutting prices on about 1 in 3 Eureka listings, and the typical home goes pending in 15 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Eureka28.63%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Eureka15
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Eureka50
New listings per month
Sellers arriving at the market.
- Eureka22
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Eureka$427,589
- United States$371,407
Zip codes with a Eureka address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Eureka — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.