Eustis, Florida.
Typical home $334,607 (-1.2% in a year), asking rent $1,574 (+0.5%). Orlando-Kissimmee-Sanford, FL metro.
to buy the typical home at today's mortgage rate — +$956 (+119%) since Jan 2020.
- 1 year
- Down $4,035 -1%
- $338,642$334,607 since Sep 2025
- 5 years
- Up $59,932 +22%
- $274,675$334,607 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Eustis$1,756
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Eustis, FL fell 1.2% over the past year — slower than the nation's +1.2%.
Asking rents in Eustis, FL rose 0.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Eustis runs $754/mo more than renting one. The gap peaked at $961 in Oct 2023.
That is $2,328 a month against $1,574 rent: a $1,756 mortgage payment, plus $213 property tax and $358 insurance & upkeep.
Owning vs renting — Eustis
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,328
- Renting$1,574
- Mortgage only$1,756
Property tax · $213/mo 0.76% of value a year — the ACS 2020-2024 median bill over the median home value for Lake County, FL
Insurance & upkeep · $358/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Eustis, Lake County, Florida
Eustis is a city of 23,189 people in Lake County. Half its households earn more than $65,373 a year and half less, against $73,161 across Lake County; 10% of its people live below the poverty line. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Eustis was 4.6% in August 2026, and Lake County had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Eustis is a city in Lake County, Florida, and its lakes shape much of the setting. Residents are somewhat older than in many places, and most homes are lived in by their owners. Incomes run below the county's, and renting costs a good deal for a town of this kind. Winters are mild, with little or no snow, and summers are hot and rainy enough to keep the landscape green.
Work. Many residents work in schools, hospitals and social care, followed by restaurants, hotels and entertainment, and shops. Professional and business services also employ a good number. Among the largest workplaces in Eustis are Publix Super Markets and Discount Tire. Unemployment has risen slightly over the past year, and jobs across Lake County have grown only a little. Commutes are middling in length, and a modest share of people work from home.
Things to do. Lake Joanna lies in or beside town, and Lake Eustis is a short drive away, so time on the water is easy to come by. Farther afield, Lake Apopka is a longer drive away. For a big day out, Universal Studios Florida is an amusement park a longer drive away.
Report a mistake
- 10,074households
- 22%of adults have a degree
- 10%below the poverty line
- 26 mintypical commute
- 12%work from home
What residents work in
Employed residents by industry, from the Census survey. Lake County had 118,622 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 67° and lows near 46°; warmest in July, with highs near 90° and lows near 73°. About 50 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Lisbon weather station, 7 miles away (NOAA).
Largest employers in Eustis
- Publix485
- McCrorys Sunny Hill Nursery364
- Green Sentry Holdings317
- City of Eustis275
- Florida Food Products158
- Eustis High School136
- Ruleme Center127
- Bayview Center126
From the City of Eustis’ annual financial report for 2025, its schedule of principal employers (its source: “for County Employment: https://floridajobs.org/workforce-statistics/workforce-statistics-data-releases/monthly-data-releases”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- Strong windRelatively high
- LightningRelatively high
- TornadoesRelatively high
- HurricanesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Eustis’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lake County and the Orlando-Kissimmee-Sanford, FL metro.
Eustis home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Eustis$334,607
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 3 Eustis listings, and the typical home goes pending in 44 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Eustis30.13%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Eustis44
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Eustis185
New listings per month
Sellers arriving at the market.
- Eustis45
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Eustis$336,756
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Eustis96.77%
Zip codes with a Eustis address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Eustis — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Eustis
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 32726 | Eustis | 24,715 | $1,570 | $285,277 |
| 32736 | Eustis | 12,688 | — | $474,495 |