Evergreen, Colorado.
Typical home $868,591 (-1.3% in a year), asking rent $2,568 (+2.1%). Denver-Aurora-Lakewood, CO metro.
to buy the typical home at today's mortgage rate — +$2,285 (+100%) since Jan 2020.
- 1 year
- Down $11,677 -1%
- $880,268$868,591 since Sep 2025
- 5 years
- Up $55,958 +7%
- $812,632$868,591 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Evergreen$4,559
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 52 years.
Typical home values in Evergreen, CO fell 1.3% over the past year — slower than the nation's +1.2%.
Asking rents in Evergreen, CO rose 2.1% over the past year — slower than the nation's +2.7%.
Owning the typical home in Evergreen runs $3,200/mo more than renting one. The gap peaked at $3,657 in Oct 2023.
That is $5,768 a month against $2,568 rent: a $4,559 mortgage payment, plus $280 property tax and $930 insurance & upkeep.
Owning vs renting — Evergreen
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$5,768
- Renting$2,568
- Mortgage only$4,559
Property tax · $280/mo 0.39% of value a year — the ACS 2020-2024 median bill over the median home value for Clear Creek County, CO
Insurance & upkeep · $930/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Evergreen, Clear Creek County, Colorado
Evergreen, in Clear Creek County, had 9,307 people in the 2020 census. Half its households earn more than $150,417 a year and half less, against $94,577 across Clear Creek County; 3% of its people live below the poverty line. 89% of its homes are lived in by their owners and 11% are rented. Unemployment in Clear Creek County was 4.4% in August 2026, and the county had 3.2% more jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Evergreen is a mountain community where most people own the homes they live in, and the population is older than in many places. Incomes run well above the county's, very few residents live below the poverty line, and a large majority of adults hold a four-year degree. Winters are cold and snowy, with December the coldest month, while July brings warm days and the year's rain and melted snow add up to a modest amount.
Work. Residents work mostly in professional and business services, in schools, hospitals and social care, in banks, insurance and property, and in shops. Among the largest workplaces in Evergreen are ESCO Construction Co, Xcel Energy and Family Veterinary Hospital. Many people work from home, and the typical commute is a fairly long one. Unemployment across Clear Creek County has edged up from a year earlier, though the county has added jobs over the past year.
Things to do. Elk Meadow Park and Dedisse Park are both in or beside town, the first a park and the second a garden. A short drive away are Red Rocks Park and Red Rocks Amphitheatre, a well-known outdoor theatre, and Dinosaur Ridge, a museum site. Farther afield, a longer drive brings you to the Denver Art Museum and to Arapaho National Forest.
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- 3,498households
- 69%of adults have a degree
- 3%below the poverty line
- 29 mintypical commute
- 33%work from home
What residents work in
Employed residents by industry, from the Census survey. Clear Creek County had 3,430 jobs in 2025, 3.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 44° and lows near 13°; warmest in July, with highs near 81° and lows near 49°. About 81 inches of snow and 19 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Evergreen weather station, a mile away (NOAA).
Largest workplaces in Evergreen
- ESCO Construction CoEmbankment construction172
- Xcel EnergyElectric power distribution34
- Full Scope Civil GroupUtility line, construction32
- Family Veterinary HospitalVeterinary services, pets and other animal specialties22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 260 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- WildfireVery high
- HailRelatively high
- LightningRelatively high
- Winter weatherRelatively high
- LandslidesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Evergreen’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clear Creek County and the Denver-Aurora-Lakewood, CO metro.
Evergreen home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Evergreen$868,591
- Colorado$529,013
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Evergreen listings, and the typical home goes pending in 50 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Evergreen34.40%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Evergreen50
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Evergreen298
New listings per month
Sellers arriving at the market.
- Evergreen67
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Evergreen$943,541
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Evergreen97.77%
Zip codes with a Evergreen address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Evergreen — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Evergreen
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 80439 | Evergreen | 24,610 | $2,572 | $876,698 |
| 80457 | Kittredge | 283 | — | $495,793 |