States · Texas · Freestone County

Fairfield, Texas.

Typical home $221,017 (-3.4% in a year).

What it costs per month · Fairfield $1,160/mo

to buy the typical home at today's mortgage rate — +$587 (+102%) since Jan 2020.

What the home itself did
1 year
Down $7,836 -3%
$228,853$221,017 since Sep 2025
5 years
Up $17,386 +9%
$203,631$221,017 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Fairfield $1,160 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Fairfield$1,160
  • Texas$1,556
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 42 years.

Typical home values in Fairfield, TX fell 3.4% over the past year — slower than the nation's +1.2%.

Living in Fairfield, Freestone County, Texas

Fairfield is a city of 2,850 people in Freestone County. 58% of its homes are lived in by their owners and 42% are rented. Unemployment in Freestone County was 5.2% in August 2026, and the county had 2.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 2,850 in the 2020 census
Household income Too few homes in Fairfield for the Census survey to measure.
Unemployment 5.2% Freestone County, August 2026; 5.1% a year before
Homes 58% lived in by their owners; 42% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Fairfield is a small Texas city and the seat of Freestone County. Most homes are lived in by their owners, though poverty is more common here than in many places, and fewer adults hold a four-year degree than across the country as a whole. Winters are mild and rarely bring snow, summers are hot, and the year is fairly wet.

Work. Many residents work in schools, hospitals and social care, with professional and business services, transport and warehouses, and restaurants and hotels also providing jobs. Among the biggest workplaces in Fairfield are Fairfield ISD, Freestone Medical Center and Brookshire Brothers. Few people work from home, and the county has added jobs over the past year.

Things to do. Fairfield Lake State Park is a protected area a short drive away. Farther afield, a longer drive brings you to Fort Parker State Park, another protected area, and to Lake Limestone, a reservoir. The Gus Engeling Wildlife Management Area is also a longer drive away and suits anyone who likes watching wildlife.

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  • 1,073households
  • 20%of adults have a degree
  • 22%below the poverty line
  • 5%work from home

What residents work in

  • Schools, hospitals and social care29%
  • Professional and business services12%
  • Transport, warehouses and utilities12%
  • Restaurants, hotels and entertainment11%
  • Shops (retail)11%
  • Government8%

Employed residents by industry, from the Census survey. Freestone County had 5,062 jobs in 2025, 2.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 58° and 36°; warmest in August, 95° and 72° 40° 60° 80° 100° J 58° 36° F M A M J J A 95° 72° S O N D
Average daily high and low for each month: coldest in January, 58° and 36°; warmest in August, 95° and 72° 40° 60° 80° 100° J 58° 36° F M A M J J A 95° 72° S O N D

Coldest in January, with highs near 58° and lows near 36°; warmest in August, with highs near 95° and lows near 72°. About 43 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Fairfield 3W weather station, 2 miles away (NOAA).

Largest workplaces in Fairfield

  1. Fairfield ISDSchool district275FTE
  2. Brookshire BrothersGrocery stores103
  3. Fairfield Nursing and RehabNursing homes92
  4. Freestone Medical CenterGeneral hospital83FTE
  5. TGR HealthcareSkilled nursing facilities66

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 261 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively high
  2. Ice stormsRelatively moderate
  3. TornadoesRelatively moderate
  4. LightningRelatively moderate
  5. Strong windRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fairfield’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Freestone County.

Fairfield home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Fairfield $221,017 Texas $296,424 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Fairfield$221,017
  • Texas$296,424
  • United States$366,157

Sellers are cutting prices on about 1 in 7 Fairfield listings — the market is heating up.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 15% 20% 25% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Fairfield 13.45% United States 26.90%
10% 15% 20% 25% 2018 2022 2026
  • Fairfield13.45%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

30 40 50 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Fairfield 40
30 40 50 60 2018 2022 2026
  • Fairfield40

New listings per month

Sellers arriving at the market.

8 8 9 2026 Fairfield 8
8 8 9 2026
  • Fairfield8

Zip codes with a Fairfield address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fairfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Fairfield