States · North Carolina · Wilkes County

Ferguson, North Carolina.

Typical home $232,440 (+3.3% in a year). North Wilkesboro, NC metro.

What it costs per month · Ferguson $1,220/mo

to buy the typical home at today's mortgage rate — +$682 (+127%) since Jan 2020.

What the home itself did
1 year
Up $7,503 +3%
$224,937$232,440 since Sep 2025
5 years
Up $48,865 +27%
$183,576$232,440 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Ferguson $1,220 North Carolina $1,743 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Ferguson$1,220
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Ferguson, NC rose 3.3% over the past year — faster than the nation's +1.2%.

Living in Ferguson, Wilkes County, North Carolina

The Census does not count Ferguson on its own, so the figures here are Wilkes County's. Half the county's households earn more than $51,721 a year and half less; 17% of the county's people live below the poverty line. 74% of the county's homes are lived in by their owners and 26% are rented. Unemployment in Wilkes County was 3.7% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most people in Wilkes County work in schools and health care, then manufacturing.

People 66,000 about, in Wilkes County: the Census does not count Ferguson on its own
Household income $51,721 the median in Wilkes County, give or take $2,459
Unemployment 3.7% Wilkes County, August 2026; 4.4% a year before
Homes 74% lived in by their owners; 26% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ferguson sits in Wilkes County in northwestern North Carolina, in the foothills of the Blue Ridge. Winters are cold, summers are warm, snow is light, and rain falls often through the year. The county is older than the country as a whole, most homes are lived in by their owners, and many households live near the poverty line.

Work. Schools, hospitals and social care, manufacturing, shops, and restaurants, hotels and entertainment employ many residents. Unemployment has eased over the past year, though the number of jobs in the county dipped slightly in the most recent year. A minority of adults hold a four-year degree, few people work from home, and the typical commute is a drive of moderate length.

Things to do. Cascade Falls, a waterfall a short drive away, and Rendezvous Mountain Educational State Forest, a protected area also a short drive away, are close by. North Wilkesboro Speedway, a race track a longer drive away, offers a different kind of outing.

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  • 27,107households
  • 45.7median age
  • 17%of adults have a degree
  • 17%below the poverty line
  • 26 mintypical commute
  • 9%work from home

What people in Wilkes County work in

  • Schools, hospitals and social care22%
  • Manufacturing17%
  • Shops (retail)15%
  • Restaurants, hotels and entertainment8%
  • Building trades8%
  • Professional and business services7%

Employed residents by industry, from the Census survey. Wilkes County had 18,897 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 49° and 27°; warmest in July, 88° and 66° 20° 40° 60° 80° J 49° 27° F M A M J J 88° 66° A S O N D
Average daily high and low for each month: coldest in January, 49° and 27°; warmest in July, 88° and 66° 20° 40° 60° 80° J 49° 27° F M A M J J 88° 66° A S O N D

Coldest in January, with highs near 49° and lows near 27°; warmest in July, with highs near 88° and lows near 66°. About 8 inches of snow and 52 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the West Kerr Scott Resv weather station, 10 miles away (NOAA).

Largest workplaces in Wilkes County

  1. Wilkes County SchoolsSchool district1,218FTE
  2. Tyson FarmsPoultry processing1,159
  3. Wilkes Community CollegeTwo-year college693
  4. Wrmc Hospital OperatingGeneral hospital539FTE
  5. Tyson PoultryPoultry processing324
  6. WalmartWarehouse clubs and supercenters307
  7. EcmdHome centers, building materials279
  8. Jeld-WenWood window and door manufacturing196

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 48 workplaces with 20 or more staff, 5,649 people in all. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively high
  2. Inland floodingRelatively moderate
  3. Strong windRelatively moderate
  4. Cold wavesRelatively moderate
  5. TornadoesRelatively moderate
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Wilkes County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Wilkes County and the North Wilkesboro, NC metro.

Ferguson home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Ferguson $232,440 North Carolina $332,159 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Ferguson$232,440
  • North Carolina$332,159
  • United States$366,157

Sellers are cutting prices on about 1 in 8 Ferguson listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

Not enough data to draw this yet.

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 2018 2019 2020 2021 2022 2023 2024 2025 2026 Ferguson 18
10 20 30 2018 2022 2026
  • Ferguson18

Zip codes with a Ferguson address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ferguson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ferguson