Ferndale, Florida.
Typical home $539,881 (+0.6% in a year). Orlando-Kissimmee-Sanford, FL metro.
to buy the typical home at today's mortgage rate — +$1,719 (+154%) since Jan 2020.
- 1 year
- Up $3,055 +1%
- $536,826$539,881 since Sep 2025
- 5 years
- Up $159,406 +42%
- $380,475$539,881 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ferndale$2,834
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Ferndale, FL rose 0.6% over the past year — slower than the nation's +1.2%.
Living in Ferndale, Lake County, Florida
Ferndale, in Lake County, had 548 people in the 2020 census. Unemployment in Lake County was 4.9% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most people in Lake County work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ferndale is a very small community in Lake County, Florida, with far fewer residents than most towns and a quiet, small-place feel. Homes here are typically worth more than much of the country, though incomes across Lake County sit near the middle of what people earn nationwide. Winters are mild, with little or no snow, and summers are hot, with a good deal of rain over the year.
Work. People who live in Ferndale work mostly in schools, hospitals and social care, in restaurants, hotels and entertainment, in shops, and in professional and business services. Across Lake County, the largest workplaces include Lake Schools, AdventHealth Waterman and Orlando Health South Lake Hospital. Unemployment across the county is a little higher than a year ago, while the number of jobs has edged up.
Things to do. Lake Apopka, a lake a short drive away, is the closest of the nearby places. A longer drive brings you to Walt Disney World Resort, the best known of the area's amusement parks, and to SeaWorld Orlando, an aquarium and marine park. Camping World Stadium, also a longer drive away, is a stadium for sports and large events.
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What people in Lake County work in
Employed residents by industry, from the Census survey. Lake County had 118,622 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 72° and lows near 49°; warmest in July, with highs near 94° and lows near 74°. About 51 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Clermont South weather station, 12 miles away (NOAA).
Largest employers in Lake County
- Lake County Public Schools5,669
- Advent Health Waterman (2)3,300
- Publix Supermarkets3,049
- Lake County Government2,298
- Walmart Supercenter2,115
- Orlando Health South Lake Hospital (3)1,897
- UF Health Leesburg Hospital (1)1,828
- Central Florida Health Alliance1,342
From Lake County’s annual financial report for 2025, its schedule of principal employers (its source: “Bureau of Labor Statistics Lake County Adopted Budget Lake County Agency for Economic Growth”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- Strong windRelatively high
- LightningRelatively high
- TornadoesRelatively high
- WildfireRelatively moderate
- HurricanesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ferndale’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lake County and the Orlando-Kissimmee-Sanford, FL metro.
Ferndale home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ferndale$539,881
- Florida$375,361
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Ferndale address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ferndale — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.