Flora, Indiana.
Typical home $210,962 (+5.7% in a year). Lafayette-West Lafayette, IN metro.
to buy the typical home at today's mortgage rate — +$635 (+135%) since Jan 2020.
- 1 year
- Up $11,391 +6%
- $199,571$210,962 since Sep 2025
- 5 years
- Up $56,691 +37%
- $154,271$210,962 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Flora$1,107
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Flora, IN rose 5.7% over the past year — faster than the nation's +1.2%.
Living in Flora, Carroll County, Indiana
Flora is a town of 2,094 people in Carroll County. Half its households earn more than $51,429 a year and half less, against $65,645 across Carroll County; 14% of its people live below the poverty line. 69% of its homes are lived in by their owners and 31% are rented. Unemployment in Carroll County was 3.0% in August 2026, and the county had 1.7% more jobs in 2025 than the year before. The most people in Carroll County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Flora is a small town in Carroll County, Indiana, where most homes are lived in by their owners and a typical home costs less than the figure many buyers in larger cities would expect. Household incomes in town run below the county's, and more residents live below the poverty line than is true in many places. Few adults hold a four-year degree, and winters are cold, with January the coldest month, while July brings warm summer days and the year sees a fair amount of both snow and rain.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, the building trades and shops also employing many. Among the largest workplaces in Flora are Carroll Consolidated School, TRULAND Equipment, which sells planting machinery and farm equipment wholesale, and DK Construction, a general contractor for single-family homes. Almost no one works from home, and the typical commute is a modest one, while across Carroll County unemployment is low and the number of jobs grew a little last year.
Things to do. Deer Creek, a river, is a short drive away and is the closest of the nearby places. A longer drive brings you to the Tippecanoe River, one of the best known waterways in the area, and to Prophetstown State Park, a protected area for walking and time outdoors. Indiana Beach, an amusement park, is also a longer drive away.
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- 904households
- 15%of adults have a degree
- 14%below the poverty line
- 22 mintypical commute
- 1%work from home
What people in Carroll County work in
Employed residents by industry, from the Census survey. Carroll County had 5,657 jobs in 2025, 1.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 19°; warmest in July, with highs near 85° and lows near 63°. About 17 inches of snow and 39 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Delphi North weather station, 9 miles away (NOAA).
Largest workplaces in Flora
- Carroll Consolidated School CorpSchool district149FTE
- TRULAND EquipmentPlanting machinery and equipment, farm-type, merchant wholesalers26
- DK ConstructionHome improvement, single-family housing, general contractors25
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 51 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Cold wavesRelatively high
- HailRelatively moderate
- Winter weatherRelatively moderate
- TornadoesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Flora’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carroll County and the Lafayette-West Lafayette, IN metro.
Flora home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Flora$210,962
- Indiana$257,165
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Flora10
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Flora address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Flora — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.