States · Indiana · Switzerland County

Florence, Indiana.

Typical home $283,571 (+7.6% in a year).

What it costs per month · Florence $1,488/mo

to buy the typical home at today's mortgage rate — +$941 (+172%) since Jan 2020.

What the home itself did
1 year
Up $20,034 +8%
$263,536$283,571 since Sep 2025
5 years
Up $86,266 +44%
$197,304$283,571 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Florence $1,488 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Florence$1,488
  • Indiana$1,350
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Florence, IN rose 7.6% over the past year — faster than the nation's +1.2%.

Living in Florence, Switzerland County, Indiana

Florence, in Switzerland County, had 60 people in the 2020 census. Unemployment in Switzerland County was 3.8% in August 2026, and the county had 2.6% fewer jobs in 2025 than the year before. The most people in Switzerland County work in manufacturing, then schools and health care.

People 60 in the 2020 census
Household income Too few homes in Florence for the Census survey to measure.
Unemployment 3.8% Switzerland County, August 2026; 4.1% a year before
Homes Too few homes in Florence for the Census survey to measure.

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Florence is a small community in Switzerland County, in the southeastern corner of Indiana, where the land runs down toward the Ohio River. Its people live close to one another, and the county's homes are mostly lived in by their owners. Winters bring freezing nights, and summers are warm, with a good deal of rain over the year.

Work. Residents work in manufacturing, in schools, hospitals and social care, in restaurants, hotels and entertainment, and in the building trades. Across the county, jobs fell slightly in the most recent year counted, while unemployment has eased compared with a year earlier. Household incomes in the county are somewhat below the typical level for the state.

Things to do. Kentucky Speedway, a race track, is a short drive away. Clifty Falls State Park, known for its waterfall, and Big Bone Lick State Park, a protected area, are both a longer drive away.

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What people in Switzerland County work in

  • Manufacturing25%
  • Schools, hospitals and social care15%
  • Restaurants, hotels and entertainment14%
  • Building trades11%
  • Transport, warehouses and utilities9%
  • Shops (retail)7%

Employed residents by industry, from the Census survey. Switzerland County had 1,619 jobs in 2025, 2.6% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 19°; warmest in July, 85° and 63° 20° 40° 60° 80° J 40° 19° F M A M J J 85° 63° A S O N D
Average daily high and low for each month: coldest in January, 40° and 19°; warmest in July, 85° and 63° 20° 40° 60° 80° J 40° 19° F M A M J J 85° 63° A S O N D

Coldest in January, with highs near 40° and lows near 19°; warmest in July, with highs near 85° and lows near 63°. About 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Glencoe Northwest weather station, 2 miles away (NOAA).

Largest workplaces in Switzerland County

  1. Switzerland County School CorpSchool district193FTE
  2. Switzerland HillsCaps for pick-up trucks manufacturing20

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 20 people in all across the county; Florence has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windVery high
  2. TornadoesVery high
  3. Inland floodingRelatively high
  4. LightningRelatively high
  5. LandslidesRelatively moderate
  6. Ice stormsRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Florence’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Switzerland County.

Florence home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Florence $283,571 Indiana $257,165 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Florence$283,571
  • Indiana$257,165
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 6 8 10 2026 Florence 11
4 6 8 10 2026
  • Florence11

Zip codes with a Florence address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Florence — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Florence