States · Texas · Denton County

Flower Mound, Texas.

Typical home $599,753 (-0.0% in a year), asking rent $2,298 (-0.2%). Dallas-Fort Worth-Arlington, TX metro.

What it costs per month · Flower Mound $3,148/mo

to buy the typical home at today's mortgage rate — +$1,690 (+116%) since Jan 2020.

What the home itself did
1 year
Down $125 -0%
$599,878$599,753 since Sep 2025
5 years
Up $102,417 +21%
$497,336$599,753 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Flower Mound $3,148 Texas $1,556 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Flower Mound$3,148
  • Texas$1,556
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in Flower Mound, TX fell 0.0% over the past year — slower than the nation's +1.2%.

Asking rents in Flower Mound, TX fell 0.2% over the past year — slower than the nation's +2.7%.

Owning the typical home in Flower Mound runs $2,299/mo more than renting one. The gap peaked at $2,566 in Oct 2023.

That is $4,597 a month against $2,298 rent: a $3,148 mortgage payment, plus $807 property tax and $642 insurance & upkeep.

Owning vs renting — Flower Mound

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2018 2020 2022 2024 2026 Owning all in $4,597 Renting $2,298 Mortgage only $3,148
$2,000 $3,000 $4,000 $5,000 2018 2022 2026
  • Owning all in$4,597
  • Renting$2,298
  • Mortgage only$3,148

Property tax · $807/mo 1.61% of value a year — the ACS 2020-2024 median bill over the median home value for Denton County, TX

Insurance & upkeep · $642/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Living in Flower Mound, Denton County, Texas

Flower Mound is a town of 75,956 people in Denton County. Half its households earn more than $161,235 a year and half less, against $111,498 across Denton County; 4% of its people live below the poverty line. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in Flower Mound was 4.0% in August 2026, and Denton County had 2.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 75,956 in the 2020 census; median age 43.5
Household income $161,235 the median, give or take $7,234 · Denton County: $111,498
Unemployment 4.0% Flower Mound, August 2026; 3.7% a year before
Homes 82% lived in by their owners; 18% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Flower Mound is a town in Denton County where most homes are lived in by their owners, and far more so than is typical across the country. Incomes run well above the county's, and relatively few residents live below the poverty line. Residents tend to be older than in many places, and a large majority of adults hold a four-year degree. Winters are mild, with little or no snow, and summers are hot, with August the warmest month; rain falls through the year.

Work. Many residents work in schools, hospitals and social care, in professional and business services, in banks, insurance and property, or in shops. Among the largest workplaces in Flower Mound are Argyle ISD, the Presbyterian hospital and Stryker, which makes hospital furniture. Commutes are of a middling length, and a good share of residents work from home.

Things to do. Texas Motor Speedway, a race track, is a short drive away. Farther afield, a longer drive brings you to AT&T Stadium, one of the best known sports venues in the region, and to the Dallas Museum of Art.

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  • 28,128households
  • 66%of adults have a degree
  • 4%below the poverty line
  • 26 mintypical commute
  • 29%work from home

What residents work in

  • Schools, hospitals and social care20%
  • Professional and business services18%
  • Banks, insurance and property13%
  • Shops (retail)9%
  • Manufacturing8%
  • Transport, warehouses and utilities7%

Employed residents by industry, from the Census survey. Denton County had 320,064 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 56° and 34°; warmest in August, 96° and 74° 40° 60° 80° 100° J 56° 34° F M A M J J A 96° 74° S O N D
Average daily high and low for each month: coldest in January, 56° and 34°; warmest in August, 96° and 74° 40° 60° 80° 100° J 56° 34° F M A M J J A 96° 74° S O N D

Coldest in January, with highs near 56° and lows near 34°; warmest in August, with highs near 96° and lows near 74°. About 39 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Grapevine Dam weather station, 7 miles away (NOAA).

Largest workplaces in Flower Mound

  1. Argyle ISDSchool district659FTE
  2. Miter BrandsWindows and window frames, vinyl, manufacturing609
  3. Presbyterian Hosp Flower MoundGeneral hospital576FTE
  4. StrykerHospital furniture, specialized548
  5. HD Supply Facilities MaintenanceService establishment equipment and supplies merchant wholesalers315
  6. TargetDiscount department stores284
  7. 06 Flower MoundMotor vehicle supplies and new parts merchant wholesalers282
  8. United SupermarketsSupermarket213

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 41 workplaces with 20 or more staff, 5,525 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesVery high
  2. HailRelatively high
  3. Ice stormsRelatively moderate
  4. Heat wavesRelatively moderate
  5. Cold wavesRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Flower Mound’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Denton County and the Dallas-Fort Worth-Arlington, TX metro.

Flower Mound home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Flower Mound $599,753 Texas $296,424 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Flower Mound$599,753
  • Texas$296,424
  • United States$366,157
Property tax, 2026 roll $7,471/yr median bill inside Flower Mound, effective 1.25% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 3 Flower Mound listings, and the typical home goes pending in 28 days — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Flower Mound 37.07% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Flower Mound37.07%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Flower Mound 28 United States 27
10 20 30 40 2018 2022 2026
  • Flower Mound28
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

200 300 400 2018 2019 2020 2021 2022 2023 2024 2025 2026 Flower Mound 328
200 300 400 2018 2022 2026
  • Flower Mound328

New listings per month

Sellers arriving at the market.

50 100 150 2018 2019 2020 2021 2022 2023 2024 2025 2026 Flower Mound 86
50 100 150 2018 2022 2026
  • Flower Mound86

Median sale price

What buyers actually paid — closed sales, not asking prices.

$300,000 $400,000 $500,000 $600,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Flower Mound $600,715 United States $371,407
$300,000 $400,000 $500,000 $600,000 2018 2022 2026
  • Flower Mound$600,715
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

97.5% 100.0% 102.5% 105.0% 107.5% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Flower Mound 99.21%
97.5% 100.0% 102.5% 105.0% 107.5% 2018 2022 2026
  • Flower Mound99.21%

Zip codes with a Flower Mound address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Flower Mound — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Flower Mound