States · Virginia · Floyd County

Floyd, Virginia.

Typical home $303,073 (+11.8% in a year).

What it costs per month · Floyd $1,591/mo

to buy the typical home at today's mortgage rate — +$923 (+138%) since Jan 2020.

What the home itself did
1 year
Up $31,884 +12%
$271,189$303,073 since Sep 2025
5 years
Up $76,373 +34%
$226,701$303,073 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Floyd $1,591 Virginia $2,164 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Floyd$1,591
  • Virginia$2,164
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Floyd, VA rose 11.8% over the past year — faster than the nation's +1.2%.

Living in Floyd, Floyd County, Virginia

Floyd is a town of 448 people in Floyd County. Unemployment in Floyd County was 3.1% in August 2026, and the county had 1.8% more jobs in 2025 than the year before. The most people in Floyd County work in schools and health care, then manufacturing.

People 448 in the 2020 census
Household income Too few homes in Floyd for the Census survey to measure.
Unemployment 3.1% Floyd County, August 2026; 3.6% a year before
Homes Too few homes in Floyd for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Floyd is a very small town, the kind where people are likely to know one another, set in the Blue Ridge country of southwestern Virginia. Homes here are valued well above what incomes across Floyd County would suggest, and winters are cold, with the coldest weather in January and the warmest in July.

Work. People who live in Floyd work mostly in schools, hospitals and social care, with others in manufacturing, the building trades and shops. Across Floyd County, the largest workplaces include Floyd County Public Schools, Hollingsworth and Vose, and Riverbend Nursery. Unemployment across the county has eased compared with a year earlier, and the county has added jobs over the past year.

Things to do. The Bugbook Historical Computer Museum is in or beside town. A short drive away, Rocky Knob Recreation Area is a park for time outdoors, and Chestnut Creek Wetlands Natural Area Preserve is a protected area to explore. Philpott Lake, a reservoir, is a longer drive away.

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  • 7%work from home

What people in Floyd County work in

  • Schools, hospitals and social care26%
  • Manufacturing17%
  • Building trades11%
  • Shops (retail)11%
  • Restaurants, hotels and entertainment8%
  • Professional and business services7%

Employed residents by industry, from the Census survey. Floyd County had 3,831 jobs in 2025, 1.8% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 41° and 23°; warmest in July, 81° and 61° 20° 40° 60° 80° J 41° 23° F M A M J J 81° 61° A S O N D
Average daily high and low for each month: coldest in January, 41° and 23°; warmest in July, 81° and 61° 20° 40° 60° 80° J 41° 23° F M A M J J 81° 61° A S O N D

Coldest in January, with highs near 41° and lows near 23°; warmest in July, with highs near 81° and lows near 61°.

Average daily high and low, 1991–2020, at the Floyd Northeast weather station, 2 miles away (NOAA).

Largest workplaces in Floyd County

  1. Floyd County Public SchoolsSchool district356FTE
  2. Hollingsworth and VoseManufacturing177
  3. Riverbend NurseryPlant, potted flower and foliage, growing90
  4. Food LionGrocery stores70
  5. Red Rooster Coffee RoasterCoffee concentrates manufacturing47

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 384 people in all across the county; Floyd has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LandslidesRelatively moderate
  2. DroughtRelatively moderate
  3. Strong windRelatively moderate
  4. Cold wavesrelatively high in parts of FloydRelatively moderate
  5. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Floyd’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Floyd County.

Floyd home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Floyd $303,073 Virginia $412,252 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Floyd$303,073
  • Virginia$412,252
  • United States$366,157
Property tax, 2026 roll $1,008/yr median bill inside Floyd, effective 0.37% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 3 Floyd listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

20% 25% 30% 2026 Floyd 30.11% United States 26.90%
20% 25% 30% 2026
  • Floyd30.11%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Floyd 28
10 20 30 40 50 2018 2022 2026
  • Floyd28

New listings per month

Sellers arriving at the market.

5 6 7 8 2026 Floyd 8
5 6 7 8 2026
  • Floyd8

Zip codes with a Floyd address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Floyd — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Floyd