Foley, Alabama.
Typical home $302,999 (-1.6% in a year), asking rent $1,691 (+2.9%). Daphne-Fairhope-Foley, AL metro.
to buy the typical home at today's mortgage rate — +$861 (+118%) since Jan 2020.
- 1 year
- Down $4,933 -2%
- $307,931$302,999 since Sep 2025
- 5 years
- Up $48,778 +19%
- $254,221$302,999 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Foley$1,590
- Alabama$1,252
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Foley, AL fell 1.6% over the past year — slower than the nation's +1.2%.
Asking rents in Foley, AL rose 2.9% over the past year — faster than the nation's +2.7%.
Owning the typical home in Foley runs $301/mo more than renting one. The gap peaked at $423 in Jan 2025.
That is $1,991 a month against $1,691 rent: a $1,590 mortgage payment, plus $76 property tax and $324 insurance & upkeep.
Owning vs renting — Foley
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,991
- Renting$1,691
- Mortgage only$1,590
Property tax · $76/mo 0.30% of value a year — the ACS 2020-2024 median bill over the median home value for Baldwin County, AL
Insurance & upkeep · $324/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Foley, Baldwin County, Alabama
Foley is a city of 20,335 people in Baldwin County. Half its households earn more than $66,336 a year and half less, against $78,775 across Baldwin County; 11% of its people live below the poverty line. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Foley was 3.4% in August 2026, and Baldwin County had 3.3% more jobs in 2025 than the year before. The most residents work in restaurants and hotels, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Foley is a small city in Baldwin County, Alabama, and its residents are older than in most American towns. Most homes are lived in by their owners, and household incomes run below the county's. Winters are mild and summers are hot, with little or no snow and a good deal of rain through the year.
Work. Many residents work in restaurants, hotels and entertainment, in schools, hospitals and social care, or in shops. South Baldwin Regional Medical Center, Walmart and Publix Super Markets are among the largest workplaces in town. Unemployment is low and has edged up slightly over the past year, while across Baldwin County the number of jobs has grown. A typical commute is a moderate drive for most workers, and a small share work from home.
Things to do. Gulf State Park, a protected area, and the Alabama Gulf Coast Zoo are both a short drive away. For a longer outing, Ono Island offers a beach, and the USS Alabama at Battleship Memorial Park is a museum ship that draws visitors from across the region.
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- 11,293households
- 25%of adults have a degree
- 11%below the poverty line
- 26 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Baldwin County had 87,943 jobs in 2025, 3.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 61° and lows near 39°; warmest in July, with highs near 90° and lows near 72°. About 69 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Robertsdale weather station, 12 miles away (NOAA).
Largest workplaces in Foley
- South Baldwin Regional Medical CenteGeneral hospital708FTE
- WalmartWarehouse clubs and supercenters405
- VulcanSigns and signboards manufacturing255
- Publix Super MarketsSupermarkets and other grocery stores165
- Lowe's Companies, INCHomecenter150
- Ascend Performance MaterialsPlastics resins, custom compounding of purchased120
- Republic ServicesSolid waste collection115
- Diversicare of FoleyNursing homes105
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 14 workplaces with 20 or more staff, 2,331 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesVery high
- LightningVery high
- Inland floodingRelatively high
- TornadoesRelatively high
- Heat wavesrelatively high in parts of FoleyRelatively moderate
- Strong windrelatively high in parts of FoleyRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Foley’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Baldwin County and the Daphne-Fairhope-Foley, AL metro.
Foley home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Foley$302,999
- Alabama$238,614
- United States$366,157
Sellers are cutting prices on about 1 in 4 Foley listings, and the typical home goes pending in 52 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Foley25.58%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Foley52
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Foley398
New listings per month
Sellers arriving at the market.
- Foley87
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Foley$305,751
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Foley97.42%
Zip codes with a Foley address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Foley — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.