Forney, Texas.
Typical home $303,277 (-4.8% in a year), asking rent $2,085 (-0.8%). Dallas-Fort Worth-Arlington, TX metro.
to buy the typical home at today's mortgage rate — +$681 (+75%) since Jan 2020.
- 1 year
- Down $15,364 -5%
- $318,641$303,277 since Sep 2025
- 5 years
- Down $11,806 -4%
- $315,083$303,277 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Forney$1,592
- Texas$1,556
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Forney, TX fell 4.8% over the past year — slower than the nation's +1.2%.
Asking rents in Forney, TX fell 0.8% over the past year — slower than the nation's +2.7%.
Owning the typical home in Forney runs $255/mo more than renting one. The gap peaked at $817 in Oct 2022.
That is $2,340 a month against $2,085 rent: a $1,592 mortgage payment, plus $423 property tax and $325 insurance & upkeep.
Owning vs renting — Forney
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,340
- Renting$2,085
- Mortgage only$1,592
Property tax · $423/mo 1.68% of value a year — the ACS 2020-2024 median bill over the median home value for Kaufman County, TX
Insurance & upkeep · $325/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Forney, Kaufman County, Texas
Forney is a city of 23,455 people in Kaufman County. Half its households earn more than $104,112 a year and half less, against $89,485 across Kaufman County; 9% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Forney was 4.1% in August 2026, and Kaufman County had 5.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Forney is a city in Kaufman County, east of Dallas, with a younger population than much of the country. Most homes are lived in by their owners, and household incomes run higher than across the county as a whole, with fewer residents living below the poverty line than in many places. Winters are mild and short, with a cold snap now and then, and summers are long and hot, with a fair amount of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in transport, warehouses and utilities, and in shops. Some of the largest workplaces in Forney are Amazon, Randalls Food & Drugs and Lowe's. Commutes are long for many people, and a good number work from home.
Things to do. Lake Ray Hubbard, a reservoir, is a short drive away and is the closest place for time near the water. For a day out in Dallas, which is a longer drive, there are museums such as the Dallas Museum of Art and the Sixth Floor Museum at Dealey Plaza, as well as the Dallas Zoo.
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- 9,837households
- 37%of adults have a degree
- 9%below the poverty line
- 36 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Kaufman County had 45,719 jobs in 2025, 5.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 57° and lows near 36°; warmest in August, with highs near 96° and lows near 74°. About 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Terrell Municipal Airport weather station, 11 miles away (NOAA).
Largest workplaces in Forney
- AmazonCouriers and express delivery services441
- Randalls Food & DrugsSupermarkets and other grocery stores205
- Kroger Texas LP Dallas KMASupermarkets and other grocery except convenience stores178
- Lowe's Companies, INCHomecenter146
- Vamos LogisticsCouriers and express delivery services120
- ForneyMail and parcel delivery81
- Spirit DSPLocal letter and parcel delivery services as part of intercity courier network80
- PSL-Pegasus Landing of ForneyAssisted-living facilities without on-site nursing care facilities65
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 14 workplaces with 20 or more staff, 1,520 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- Heat wavesRelatively high
- Cold wavesRelatively high
- TornadoesRelatively high
- Winter weatherRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Forney’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Kaufman County and the Dallas-Fort Worth-Arlington, TX metro.
Forney home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Forney$303,277
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 3 Forney listings, and the typical home goes pending in 55 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Forney34.45%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Forney55
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Forney791
New listings per month
Sellers arriving at the market.
- Forney151
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Forney$296,378
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Forney98.87%
Zip codes with a Forney address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Forney — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.