States · New York · Montgomery County

Fort Johnson, New York.

Typical home $229,908 (+3.3% in a year). Amsterdam, NY metro.

What it costs per month · Fort Johnson $1,207/mo

to buy the typical home at today's mortgage rate — +$677 (+128%) since Jan 2020.

What the home itself did
1 year
Up $7,432 +3%
$222,476$229,908 since Sep 2025
5 years
Up $50,708 +28%
$179,200$229,908 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Fort Johnson $1,207 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Fort Johnson$1,207
  • New York$2,755
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Fort Johnson, NY rose 3.3% over the past year — faster than the nation's +1.2%.

Living in Fort Johnson, Montgomery County, New York

Fort Johnson is a village of 401 people in Montgomery County. Unemployment in Montgomery County was 4.4% in August 2026, and the county had 2.1% more jobs in 2025 than the year before. The most people in Montgomery County work in schools and health care, then shops.

People 401 in the 2020 census
Household income Too few homes in Fort Johnson for the Census survey to measure.
Unemployment 4.4% Montgomery County, August 2026; 4.4% a year before
Homes Too few homes in Fort Johnson for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Fort Johnson is a very small village in Montgomery County, New York, with a population well below that of most towns. Winters are cold, with January the coldest month and freezing days common, while summers are warm in July. Rain and melted snow fall steadily through the year. Homes here are valued below what is typical for the country, and the county's household incomes sit at a modest level.

Work. Residents work mostly in schools, hospitals and social care, with shops, manufacturing and the building trades also common. Across Montgomery County, some of the largest workplaces are Target, St. Mary's Healthcare and the Amsterdam City School District. Few people work from home, and the county has added jobs over the past year while unemployment has held steady.

Things to do. Several creeks run in or beside the village, including Kayaderosseras Creek and Dove Creek, which suit a walk along the water. Johnson Hall State Historic Site, a protected historic area, is a short drive away. Great Sacandaga Lake, a large reservoir, is a longer drive away.

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  • 6%work from home

What people in Montgomery County work in

  • Schools, hospitals and social care26%
  • Shops (retail)14%
  • Manufacturing11%
  • Building trades9%
  • Transport, warehouses and utilities8%
  • Professional and business services7%

Employed residents by industry, from the Census survey. Montgomery County had 19,548 jobs in 2025, 2.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 31° and 12°; warmest in July, 82° and 59° 20° 40° 60° 80° J 31° 12° F M A M J J 82° 59° A S O N D
Average daily high and low for each month: coldest in January, 31° and 12°; warmest in July, 82° and 59° 20° 40° 60° 80° J 31° 12° F M A M J J 82° 59° A S O N D

Coldest in January, with highs near 31° and lows near 12°; warmest in July, with highs near 82° and lows near 59°. About 43 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Delanson 2NE weather station, 14 miles away (NOAA).

Largest workplaces in Montgomery County

  1. TargetDiscount department stores1,563
  2. St. Marys HealthcareGeneral hospital933FTE
  3. Amsterdam City School DistrictSchool district541FTE
  4. AmsterdamGeneral warehousing and storage487
  5. KeymarkAluminum extruded product445
  6. St. Mary's HealthcareNursing homes375
  7. WalmartWarehouse clubs and supercenters325
  8. Sticker Mule, LLC - Elk StreetLabels, commercial printing, on a job-order basis270

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 62 workplaces with 20 or more staff, 8,753 people in all across the county; Fort Johnson has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingRelatively high
  2. Winter weatherRelatively high
  3. LightningRelatively high
  4. LandslidesRelatively moderate
  5. Ice stormsRelatively moderate
  6. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fort Johnson’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County and the Amsterdam, NY metro.

Fort Johnson home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Fort Johnson $229,908 New York $524,942 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Fort Johnson$229,908
  • New York$524,942
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 5 6 7 2026 Fort Johnson 7
4 5 6 7 2026
  • Fort Johnson7

Zip codes with a Fort Johnson address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fort Johnson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Fort Johnson