States · Ohio · Shelby County

Fort Loramie, Ohio.

Typical home $348,259 (+7.6% in a year). Sidney, OH metro.

Property tax and schools in Fort Loramie

Fort Loramie’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.

Fort Loramie is in Shelby County, where its property tax is set. Its homes there are in the Fort Loramie Local school district. Check your own bill.

What it costs per month · Fort Loramie $1,828/mo

to buy the typical home at today's mortgage rate — +$1,078 (+144%) since Jan 2020.

What the home itself did
1 year
Up $24,603 +8%
$323,656$348,259 since Sep 2025
5 years
Up $102,026 +41%
$246,233$348,259 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Fort Loramie $1,828 Ohio $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Fort Loramie$1,828
  • Ohio$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Fort Loramie, OH rose 7.6% over the past year — faster than the nation's +1.2%.

Living in Fort Loramie, Shelby County, Ohio

Fort Loramie is a village of 1,590 people in Shelby County. Half its households earn more than $93,750 a year and half less, against $73,978 across Shelby County; 6% of its people live below the poverty line. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Shelby County was 3.0% in August 2026, and the county had 0.9% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.

People 1,590 in the 2020 census; median age 31.7
Household income $93,750 the median, give or take $12,308 · Shelby County: $73,978
Unemployment 3.0% Shelby County, August 2026; 4.0% a year before
Homes 83% lived in by their owners; 17% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Fort Loramie is a small village in Shelby County, Ohio, with a young population: residents are younger than in most of the country. Household incomes run well above the county's, fewer people live below the poverty line than you might expect, and most homes are lived in by their owners. Winters are cold, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow fall steadily through the year.

Work. Many residents work in manufacturing, in schools, hospitals and social care, and in the building trades. Across Shelby County, some of the largest workplaces are Honda Development & Manufacturing of America (HDMA), Thor and Sidney City Schools. The commute to work is short, and few people work from home.

Things to do. Lake Loramie State Park, a protected area, lies in or beside town. A short drive away is the Shrine of the Holy Relics, a museum. A longer drive brings you to Grand Lake St. Marys, a reservoir, and to Eldora Speedway, a race track.

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  • 526households
  • 32%of adults have a degree
  • 6%below the poverty line
  • 16 mintypical commute
  • 4%work from home

What residents work in

  • Manufacturing38%
  • Schools, hospitals and social care26%
  • Building trades9%
  • Other services5%
  • Shops (retail)5%
  • Restaurants, hotels and entertainment4%

Employed residents by industry, from the Census survey. Shelby County had 26,404 jobs in 2025, 0.9% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 34° and 18°; warmest in July, 84° and 62° 20° 40° 60° 80° J 34° 18° F M A M J J 84° 62° A S O N D
Average daily high and low for each month: coldest in January, 34° and 18°; warmest in July, 84° and 62° 20° 40° 60° 80° J 34° 18° F M A M J J 84° 62° A S O N D

Coldest in January, with highs near 34° and lows near 18°; warmest in July, with highs near 84° and lows near 62°. About 42 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Sidney South weather station, 13 miles away (NOAA).

Largest workplaces in Shelby County

  1. Honda Development & Manufacturing of America (HDMA)Gasoline engines, automotive and truck, manufacturing3,634
  2. ThorTravel trailers, recreational, manufacturing1,000
  3. Plastipak- Jackson CenterBottles, plastics, manufacturing855
  4. Sidney City SchoolsSchool district430FTE
  5. Wilson Memorial HospitalGeneral hospital389FTE
  6. NK Parts Industries - OSCC & DLSWarehousing and storage, general merchandise381
  7. WalmartWarehouse clubs and supercenters356
  8. Freshway FoodsVegetables, cut or peeled, fresh, manufacturing341

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 71 workplaces with 20 or more staff, 12,325 people in all across the county; Fort Loramie has two of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningRelatively high
  2. HailRelatively high
  3. Strong windRelatively high
  4. Winter weatherRelatively high
  5. TornadoesRelatively high
  6. Inland floodingRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fort Loramie’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Shelby County and the Sidney, OH metro.

Fort Loramie home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Fort Loramie $348,259 Ohio $245,982 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Fort Loramie$348,259
  • Ohio$245,982
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Fort Loramie address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fort Loramie — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Fort Loramie