Zip lookup · OH

45845
Fort Loramie, Ohio.

Fort Loramie, Shelby County, OH · Sidney, OH metro · population 3,429

What it costs per month · 45845 $1,829/mo

to buy the typical home at today's mortgage rate — +$1,079 (+144%) since Jan 2020.

What the home itself did
1 year
Up $24,364 +8%
$324,086$348,450 since Sep 2025
5 years
Up $101,942 +41%
$246,508$348,450 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 45845 $1,829 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 45845$1,829
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in zip 45845 rose 7.5% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Shelby County, OH 97% · Auglaize County, OH 3%

School districts in 45845, by share of its land: Fort Loramie Local 68% · Minster Local 14% · Anna Local 9% · Hardin-Houston Local 6% · Russia Local 1%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Fort Loramie, OH — measured over the city limits, which is a different area from this zip.

Typical home value $348,450 as of Sep 2026
+7.5%year on year

Typical home value — 45845

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 45845 $348,450 Sidney $246,215 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 45845$348,450
  • Sidney$246,215
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.4 45865 Minster 5,522 — $344,469
5.3 45388 Yorkshire 841 — $356,262
6.2 45333 Houston 1,830 — $294,069
6.2 45351 Osgood 328 — $273,265
6.4 45363 Russia 1,862 — $359,689
8.5 45860 Maria Stein 2,326 — $436,873
8.8 45869 New Bremen 4,170 — $313,566
9.2 45380 Versailles 5,394 — $307,548
10.2 45302 Anna 4,338 — $331,374
12.0 45871 New Knoxville 2,167 — $268,051
12.2 45365 Sidney 28,965 $1,439 $217,532
13.5 45306 Botkins 2,124 — $285,912
13.8 45362 Rossburg 1,071 — $271,985
13.9 45356 Piqua 25,237 $1,052 $181,741
14.0 45310 Burkettsville 227 — $230,058
14.0 45318 Covington 5,511 — $239,748
14.2 45883 Saint Henry 4,144 — $382,292
14.2 45866 Montezuma 117 — $156,203
14.5 45348 New Weston 848 — $288,173
14.7 45308 Bradford 4,385 — $214,773
15.1 45360 Port Jefferson 278 — $137,867
16.0 45328 Gettysburg 544 — $151,119
16.7 45303 Ansonia 2,188 — $188,104
16.7 45885 Saint Marys 12,753 — $209,392
17.5 45340 Maplewood 800 — $295,448
19.1 45828 Coldwater 6,404 — $294,380
19.2 45822 Celina 19,957 — $245,305
19.3 45334 Jackson Center 1,882 — $220,726
19.3 45359 Pleasant Hill 2,160 — $246,902
20.0 45326 Fletcher 1,446 — $252,501

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.