Fort Lupton, Colorado.
Typical home $458,916 (-1.8% in a year). Greeley, CO metro.
to buy the typical home at today's mortgage rate — +$1,142 (+90%) since Jan 2020.
- 1 year
- Down $8,601 -2%
- $467,518$458,916 since Sep 2025
- 5 years
- Up $35,165 +8%
- $423,751$458,916 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Fort Lupton$2,409
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 43 years.
Typical home values in Fort Lupton, CO fell 1.8% over the past year — slower than the nation's +1.2%.
Living in Fort Lupton, Weld County, Colorado
Fort Lupton is a city of 7,955 people in Weld County. Half its households earn more than $80,889 a year and half less, against $97,097 across Weld County; 18% of its people live below the poverty line. 67% of its homes are lived in by their owners and 33% are rented. Unemployment in Weld County was 5.0% in August 2026, and the county had 3.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Fort Lupton is a small city in Weld County, and its residents are younger than in most places. Most homes are lived in by their owners, though incomes run below the county's and a good share of residents live below the poverty line. Few adults hold a four-year degree. Winters are cold, with the coldest weather in December, and summers are hot, with July the warmest month. Snow falls through the winter and the year brings modest rainfall.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, the building trades, and restaurants, hotels and entertainment. In Fort Lupton itself, the largest workplaces include the Weld school district, Safeway and Builders FirstSource. Unemployment in Weld County is higher than a year ago, though the county has more jobs than the year before. Commutes are long, and few people work from home.
Things to do. For a day out, the Denver Zoo and the Denver Art Museum are both a longer drive away. Sports fans can head for Coors Field, the baseball stadium, also a longer drive from town. Close to home, St. Vrain Creek is one of the nearby rivers, though it too means a longer drive.
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- 2,893households
- 12%of adults have a degree
- 18%below the poverty line
- 33 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Weld County had 123,486 jobs in 2025, 3.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 44° and lows near 16°; warmest in July, with highs near 90° and lows near 58°. About 34 inches of snow and 14 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Brighton Southeast weather station, 10 miles away (NOAA).
Largest workplaces in Fort Lupton
- Weld re-8 schoolsSchool district327FTE
- SafewaySupermarkets and other grocery stores105
- Builders FirstSourceEngineered wood member manufacturing30
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 135 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- Cold wavesrelatively high in parts of Fort LuptonRelatively moderate
- Winter weatherrelatively high in parts of Fort LuptonRelatively moderate
- Tornadoesrelatively high in parts of Fort LuptonRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fort Lupton’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Weld County and the Greeley, CO metro.
Fort Lupton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Fort Lupton$458,916
- Colorado$529,013
- United States$366,157
Sellers are cutting prices on about 1 in 4 Fort Lupton listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Fort Lupton28.53%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Fort Lupton75
New listings per month
Sellers arriving at the market.
- Fort Lupton19
Zip codes with a Fort Lupton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fort Lupton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.