Fort Morgan, Colorado.
Typical home $325,449 (-0.3% in a year), asking rent $1,200 . Fort Morgan, CO metro.
to buy the typical home at today's mortgage rate — +$839 (+97%) since Jan 2020.
- 1 year
- Down $1,075 -0%
- $326,524$325,449 since Sep 2025
- 5 years
- Up $33,204 +11%
- $292,246$325,449 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Fort Morgan$1,708
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 32 years.
Typical home values in Fort Morgan, CO fell 0.3% over the past year — slower than the nation's +1.2%.
Living in Fort Morgan, Morgan County, Colorado
Fort Morgan is a city of 11,597 people in Morgan County. Half its households earn more than $64,158 a year and half less, against $73,278 across Morgan County; 16% of its people live below the poverty line. 58% of its homes are lived in by their owners and 42% are rented. Unemployment in Morgan County was 4.6% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Fort Morgan is a small city on the plains of northeastern Colorado, and its residents are younger than in many American towns. Household incomes run below the county's, and more homes are lived in by their owners than by renters. Few adults hold a four-year degree, and the weather brings cold, snowy winters and hot summers with fairly modest rainfall.
Work. Residents work mostly in schools, hospitals and social care, in manufacturing, in shops and in the building trades. Among the largest workplaces in Fort Morgan are Cargill Meat Solutions, Leprino Foods and the local school district. Commutes are short, and only a small share of people work from home.
Things to do. Fort Morgan itself, the fort the town takes its name from, is in or beside town. For a longer drive, Jackson Lake State Park is a protected area with water and open land, and Prewitt Reservoir is another reservoir farther out. Beaver Creek, a river, is also a longer drive away.
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- 4,184households
- 18%of adults have a degree
- 16%below the poverty line
- 17 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Morgan County had 13,229 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 13°; warmest in July, with highs near 90° and lows near 60°. About 23 inches of snow and 14 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Fort Morgan weather station, 4 miles away (NOAA).
Largest workplaces in Fort Morgan
- Cargill Meat SolutionsBeef produced in slaughtering plants2,232
- School District No. Re-3 Fort MorganSchool district551FTE
- Leprino Foods - FTMCheese manufacturing366
- WalmartWarehouse clubs and supercenters293
- St. Elizabeth HospitalGeneral hospital176FTE
- Morgan Community CollegeUniversity or college157
- QSIJanitorial services118
- Big Johnson ConstructionStructural steel erecting or iron work contractors113
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 3,819 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- HailRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
- TornadoesRelatively high
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fort Morgan’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Morgan County and the Fort Morgan, CO metro.
Fort Morgan home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Fort Morgan$325,449
- Colorado$529,013
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Fort Morgan listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Fort Morgan30.77%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Fort Morgan77
New listings per month
Sellers arriving at the market.
- Fort Morgan18
Zip codes with a Fort Morgan address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fort Morgan — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.