Fort Pierce, Florida.
Typical home $274,747 (-1.1% in a year), asking rent $1,951 (+0.0%). Port St. Lucie, FL metro.
to buy the typical home at today's mortgage rate — +$805 (+126%) since Jan 2020.
- 1 year
- Down $3,045 -1%
- $277,792$274,747 since Sep 2025
- 5 years
- Up $53,110 +24%
- $221,637$274,747 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Fort Pierce$1,442
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Fort Pierce, FL fell 1.1% over the past year — slower than the nation's +1.2%.
Asking rents in Fort Pierce, FL rose 0.0% over the past year — slower than the nation's +2.7%.
Owning the typical home in Fort Pierce runs $1/mo less than renting one. The gap peaked at $319 in Feb 2022.
That is $1,950 a month against $1,951 rent: a $1,442 mortgage payment, plus $214 property tax and $294 insurance & upkeep.
Owning vs renting — Fort Pierce
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,950
- Renting$1,951
- Mortgage only$1,442
Property tax · $214/mo 0.93% of value a year — the ACS 2020-2024 median bill over the median home value for Saint Lucie County, FL
Insurance & upkeep · $294/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Fort Pierce, St. Lucie County, Florida
Fort Pierce is a city of 47,297 people in St. Lucie County. Half its households earn more than $47,072 a year and half less, against $71,457 across St. Lucie County; 26% of its people live below the poverty line. 50% of its homes are lived in by their owners and 50% are rented. Unemployment in Fort Pierce was 6.9% in August 2026, and St. Lucie County had 2.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Fort Pierce is a small city on Florida's Atlantic coast, and its residents are younger than the typical American. Incomes here run well below the county's, and a larger share of people live below the poverty line than most would expect. Owners and renters live in the city's homes in about equal numbers, so renting is common, and few adults hold a four-year degree.
Work. Many residents work in schools, hospitals and social care, in restaurants, hotels and entertainment, or in the building trades. The largest workplaces in town include HCA FL Lawnwood Hospital, Indian River State College and Walmart. Unemployment has edged up a little over the past year, while across St. Lucie County the number of jobs has grown slightly.
Things to do. Heathcote Botanical Gardens and the A. E. Backus Gallery & Museum are both in or beside town, one a garden and the other an art museum. A short drive away, Fort Pierce Inlet State Park is a protected coastal area, and the National Navy UDT-SEAL Museum tells the story of the Navy's frogmen. Winters are mild and snow is rare, so these outings suit nearly any month, though summers are hot and the year is fairly wet.
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- 18,878households
- 19%of adults have a degree
- 26%below the poverty line
- 27 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Lucie County had 92,116 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 72° and lows near 53°; warmest in July, with highs near 89° and lows near 74°. About 56 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Fort Pierce weather station, a mile away (NOAA).
Largest employers in Fort Pierce
- Lawnwood Medical Center1,896
- Wal-mart Distribution center1,273
- St Lucie County791
- Indian River State College734
- City of Fort Pierce472
- Southern Eagle Distributing304
- Fpua291
- Natalie's Orchid Island215
From the City of Fort Pierce’s annual financial report for 2025, its schedule of principal employers (its source: “Economic Development Council (EDC) of St”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- HurricanesVery high
- LightningVery high
- Strong windrelatively high in parts of Fort PierceRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Fort Pierce’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Lucie County and the Port St. Lucie, FL metro.
Fort Pierce home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Fort Pierce$274,747
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Fort Pierce listings, and the typical home goes pending in 55 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Fort Pierce20.60%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Fort Pierce55
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Fort Pierce773
New listings per month
Sellers arriving at the market.
- Fort Pierce155
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Fort Pierce$267,741
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Fort Pierce95.85%
Zip codes with a Fort Pierce address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Fort Pierce — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Fort Pierce
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 34982 | Fort Pierce | 31,143 | $1,961 | $252,946 |
| 34950 | Fort Pierce | 17,461 | $1,700 | $188,205 |
| 34951 | Fort Pierce | 17,148 | $2,231 | $296,551 |
| 34947 | Fort Pierce | 12,804 | $1,936 | $278,299 |
| 34949 | Fort Pierce | 7,470 | $2,878 | $414,291 |
| 34946 | Fort Pierce | 6,852 | — | $247,122 |
| 34945 | Fort Pierce | 6,321 | — | $406,378 |
| 34981 | Fort Pierce | 5,031 | $2,100 | $368,109 |